Since you have no equity, you can would be unable to use your home as collateral for consolidating credit card debt with a debt consolidation loan or mortgage refinancing. (usdebtrelieffirm.com)
The program allows homeowners to supplement their income by using their home as collateral. (centralcoastlending.com)
Bad credit borrowers are more likely to qualify for a debt consolidation loan using a home as collateral. (growingfamilybenefits.com)