For example, a hard credit inquiry occurs when you apply for certain types of loans or credit, such as a mortgage, auto loan, student loan, or credit card. (upgradedpoints.com)
The loan balance is not what gets deducted; rather, it's the interest you pay that qualify for exemptions on certain types of loans. (mybanktracker.com)
Debt relief programs are often designed to deal with certain types of loan debt, addressing the factors and considerations unique to each. (badcredit.org)