Debt Settlement vs. Debt Consolidation Debt settlement offers the ability to eliminate your unsecured debt. (usdebtrelieffirm.com)
It is also possible to consolidation debt by taking a debt consolidation loan, which can be used to pay off all debts in one go. (debtconsolidation.co)
Consolidation loans will consolidate debt, which will lower the interest and monthly payments, but with debt consolidation no debt is forgiven. (usdebtrelieffirm.com)