With level term insurance, you pay the same amount of money (premium) for your life insurance coverage each year for the period of time you have coverage (term). (term-life-online.com)
Your premium is the amount you pay for coverage each year while your deductible is the amount you pay if you need to make a claim. (rentersinsurance.net)
If you were expecting more I'm wondering if you've watched and E3 in the last 3 years — less than 5 minutes of coverage each year. (thevitalounge.net)