The amount of time it takes to rebuild credit depends on the amount of negative credit items in your reports and how determined you are to stick with the process. (rebuildcreditscores.com)
If nothing else, just looking at those pages of credit items and trying to make sense of them can be a daunting task. (debtfirms.com)
Those negative credit items included late revolving credit payments. (rebuildcreditscores.com)