Continue to follow through on your plans to eliminate credit card debt and establish positive credit management habits on all of your current accounts. (thesimpledollar.com)
Ultimately it's your own credit management habits that will determine whether your credit scores are a financial asset or a liability. (thesimpledollar.com)
However, there are many other consumers who file for bankruptcy due to financial problems brought about by irresponsible credit management habits. (hope4usa.com)