Ensures guaranteed continuance of the policy and benefits in an unfortunate case of death of the proposer during the premium payment term. (policybazaar.com)
The agent also mentions that this product has future premium waveoff on death of the proposer. (relakhs.com)
In case you buy this one, then in case of unfortunate death of the proposer, all the future premiums will be waived off and the policy benefit will continue. (moneygyaan.com)