In addition, our credit repair experts can identify erroneous items on your credit report, preventing them from affecting your credit score. (repairmycreditnow.com)
If you are making an application for credit, your first step should be obtaining your credit report so you can challenge erroneous items if they appear. (nationalcreditfederation.com)
Credit repair: Borrowers undertake this process by 1) ensuring that information in their credit reports is accurate, 2) disputing erroneous items with the credit reporting agencies, and 3) developing a spending plan to lower their debt and raise their credit score (i.e. maintaining current balances below 40 % of their credit limit). (secureloanconsolidation.com)