Debt consolidation using a home equity line of credit or low interest rate high limit credit card can help consolidate multiple lines of high - interest credit into a single low monthly payment. (stockmonkeys.com)
Using a low - limit credit card for small expenses, such as gas, and paying the balance off every month can be a valuable learning experience. (creditdonkey.com)
Starting small with a low limit credit card of between $ 500 and $ 1,000 allows you to get your feet wet without getting in over your head. (stockmonkeys.com)