Although major improvements in credit take several months (and sometimes years) of responsible credit usage and money management, some personal finance blogs recommend raising your credit limit. (veteransunited.com)
Higher rates are customary since new cardholders have not yet shown a history of credit usage and repayment behavior. (mybanktracker.com)
A consumer's credit usage ratio has a monumental impact on their overall FICO score. (nationalcreditfixers.com)