When reviewing a score, take note of the score date, consumer reporting agency credit file source, score type, and range for that particular score. (signalfinancialfcu.org)
The credit utilization ratio is a component used by credit reporting agencies in calculating a borrower's credit score. (investopedia.com)
It's always advisable to check on debt consolidation companies in detail and find out from credit report agencies as to the effect of debt consolidation agency on future credit. (badcreditloanservices.com)