Generally, a total disability policy coupled with residual disability coverage provides the employee with the greatest income protection. (kahlerlawfirm.com)
The ways in which benefits are calculated for partial disability is different than it is for residual disability. (kahlerlawfirm.com)
Included with this benefit is a Recovery Benefit that pays a lump sum amount when the insured returns to work at least 30 hours per week immediately after a period when residual disability benefits were paid. (standard.com)