To avoid credit score damage from multiple hard inquiries over a short time, scoring models recognize that borrowers often «shop around» for the best loan. (gocleancredit.com)
Here's how card churning can affect your credit rating, and how you can avoid score damage while racking up rewards. (creditcards.com)
That is, a recent negative item can be expected to cause much more score damage than an older one. (speakingofcredit.com)