In most cases you'll still significantly lower your monthly payments, but will have the financial security of knowing your payment won't rise if interest rates increase. (hoyes.com)
Investors should be aware of the risks of investments in foreign securities, particularly investments in securities of companies in developing nations. (northwesternmutual.com)
Some proposals will never be acted upon due to issues such as available resources, culture, and concerns about security of information within organizations. (slaw.ca)