First, private student loan refinancing is going to have the most potential to save money, but you need solid credit history in order to qualify. (lendedu.com)
After marriage, each spouse maintains his or her own credit score, but banks will generally want the assurance of both spouses having solid credit histories in order to meet their requirements. (fidelity.com)
The Federal Consolidation Loan program does not require solid credit history, so it is an option to federal student loan borrowers who may be struggling already. (lendedu.com)