Sentences with phrase «solid credit history»

First, private student loan refinancing is going to have the most potential to save money, but you need solid credit history in order to qualify.

After marriage, each spouse maintains his or her own credit score, but banks will generally want the assurance of both spouses having solid credit histories in order to meet their requirements.

The Federal Consolidation Loan program does not require solid credit history, so it is an option to federal student loan borrowers who may be struggling already.

Remember, when it comes to bad credit report repair, it just takes time of building a more solid credit history.

Make sure to pay your bills on time and keep open a least two major credit cards to build a new solid credit history.

When it involves securing the very best mortgage rate, a good credit history and solid credit history rating will always work in your favour.

It is less likely for a person to with solid credit history to default on a payment merely because of the track record the person has held in the past.

So if you have a 690 credit score but 7 + years of solid credit history and no blemishes on your record, it might be worth giving it a shot to apply.

It is difficult to predict exactly how current economic conditions will influence the mainstream credit market, but one trend is likely to continue: Consumers who demonstrate solid credit histories will continue to be well positioned to access credit at a low cost.

The benefit of having a secured credit card account over writing checks or using a debit card, is that it is normally reported to the credit bureaus, and will help you in building a good solid credit history.

«By and large, the ARM market was polluted by the abuses that went on with subprime mortgages,» said Guy Cecala, publisher of Inside Mortgage Finance, adding that «prime» mortgages sold to borrowers with solid credit histories tend to have much clearer terms.

Discounts are giving to college graduates, people with solid credit histories and those who have managed to keep their driving record clean.

Rather than relying on personal assets such as a car, boat or home to secure the loan, unsecured lenders look exclusively at a borrower's credit worthiness to determine eligibility, making those with high credit scores and a long, solid credit history the best candidates for an unsecured business line of credit.

Having a cosigner with a solid credit history can also help a borrower obtain a lower interest rate based on the cosigner's credit score.

You need a good credit score and solid credit history to qualify for these unsecured loans.

Establishing a solid credit history in your 20s can put you on the right path, but that's easier said than done.

Imagine that you are a loan officer at a bank reviewing the mortgage application of a recent college graduate with a stable, well - paying job and a solid credit history.

The growing availability of credit has also expanded the resources available to new entrepreneurs launching businesses, and has given many families access to the funds they need to «smooth over» periods of financial challenge.9 / At the same time, competition among lenders for individuals with solid credit histories has reduced the price of credit for those consumers.10 /

If you do not have a solid credit history, the first step towards reducing your interest rate via student loan refinancing should be to work on improving your credit rating.

Individuals with a rock - solid credit history have a wealth of high - quality credit cards at their disposal, including those with the largest new member bonuses, highest cash - back rates, and longest 0 % intro APR offers.

While you can still try to apply for private student loans without a cosigner, keep in mind that you will need a solid credit history and good credit score (usually around 650 and higher) to qualify.

It takes days and even weeks to get approved for a regular loan, and banks usually require a solid credit history to get approved.

Fortunately, most lending services will allow you to add a cosigner to the loan, and a cosigner with a solid credit history can likely help you get your loan application approved and secure a lower rate.

If you have a credit score of at least 680 and solid credit history, you shouldn't have any major issues getting an unsecured personal loan.

A credit builder loan from Self Lender is ideal for those looking to save money over time and build a solid credit history.

In addition to a solid credit history and reliable income, the lender will need to know the specifics of your construction project.

Handle your account well and you'll be establishing a solid credit history which will prepare you for getting the best rates on auto loans or credit cards in the future.

Student credit cards are a great way for college students to start building a solid credit history.

You've made all the right financial moves to find out how to build good credit and made sure your credit is good - now use that solid credit history to qualify for credit cards that offer tons of savings and rewards.

However, a home mortgage can be great because interest rates are relatively low, and it can help you build both equity and a solid credit history.

Your first credit card is a big deal; that powerful piece of plastic can help you establish a solid credit history.

You will need a credit score of around 690 or better and a solid credit history to qualify for a personal line of credit.

College students: avoid crippling debt and build a solid credit history with our infographic guide to credit cards.

Since most applicants are under the age of 25 and / or do not have a solid credit history, lenders usually require these applicants to have a cosigner.

This will help you build a solid credit history and offset any prior accounts that were reported as late.

If you plan on being a regular shopper anyway, this is an easy decision, and, in the process, you will be well on your way to building a solid credit history.

To live comfortably and financially secure, it's important to build a solid credit history.

For those who prefer to pay with cash and avoid the credit card debt cycle altogether, building a solid credit history and high FICO score can be a challenge — but it doesn't have to be.

OpenSky credit card products are designed to be easy to get, easy to use and offer variable credit lines, allowing consumers with any financial needs to build a solid credit history.

Banks are offering unsecured personal loans with rates in the 5 percent to 10 percent range, but they tend to require a solid credit history for approval.

It is this report that will dictate the steps you need to take for getting better credit scores and reestablishing a solid credit history.

Nevertheless, borrowers need to have solid credit histories.

Not only can using a credit card help you establish a solid credit history and boost your credit score, but you'll gain access to a host of rewards that cash and debit cards simply don't offer.

Having a credit card is vital in today's world - without a solid credit history, you won't be able to get a mortgage or a car loan when the time comes.

While you can still try to apply for private student loans without a cosigner, keep in mind that you will need a solid credit history and good credit score (usually around 650 and higher) to qualify.

Indications of a solid credit history include some — but probably not extensive — borrowing activity and regular, prompt payment of bills.

Your student loans have the potential to hurt your credit score, but they can also be one of the best ways to build a solid credit history.