Choose your beneficiary carefully and amend your life insurance policy as circumstances change. (abramsinc.com)
Carlin describes himself as the Ghost of the Catholic Future who, like the Ghost of Christmas Future, says to Scrooge, «Such and such will happen, Ebenezer, if you do not amend your life.» (firstthings.com)
And you right, not all Catholics take penance and forgiveness seriously, not every catholic amends their life, But so doesn't every nondenominational, protestants or baptists. (religion.blogs.cnn.com)