More likely than not, those templates are the result of work done by other attorneys or paralegals at the firm. (lawyerist.com)
If you can't or don't want to sell, you make do by using your credit cards to pay your living expenses so you can keep up with your mortgage payments. (hoyes.com)
It's also nice to get an extra bit of whip that you can't get doing this by hand. (midwestmodernmomma.com)