There are services available that manage the payment of your bills and help you pay them off faster. (wisebread.com)
They can also manage payments for property taxes and insurance, on the homeowner's behalf. (homebuyinginstitute.com)
Ultimately, while debt settlement services can help negotiate on your behalf and help manage your payments to creditors, not all creditors will always agree to accept less money than they are owed. (debtconsolidation.com)