If your credit score is anything below 650 you do not qualify for an unsecured loan with any of the traditional lenders such as the banks. (nation21loans.com)
Even people with poor credit can qualify for an unsecured loan if they have low debt levels and a steady source of income. (supermoney.com)
If you have bad credit, it's harder for you to qualify for an unsecured loan from banks or credit unions. (debtfirms.com)