However, what you'll discover is that this type of replacement cost insurance is going to cost you a bit more than the actual cash value coverage for renters. (rentersinsurance.net)
Of course, replacement value coverage costs more, since replacing a used item with a new item costs more. (trustedchoice.com)
You need a policy with replacement cost, because actual cash value coverage for electronics and other expensive items simply isn't practical. (effectivecoverage.com)