Sentences with phrase «as a retiree»

This region is a popular place for young families as well as retirees.

Though they are boring to own they are usually preferred by income seeking investors such as retirees and others.

Seniors living as retirees can buy peace of mind for a very affordable price.

Reverse mortgages have been gaining popularity over the last 10 years as retirees find that their home equity can improve monthly cash flow or provide another source of money to maximize overall wealth.

One other issue behind supporting a retirement annuity as a solution to our financial needs as retirees involves figuring out who's going to offer these products.

In fact, I saw nearly as many young couples and families as retirees.

As retirees approach their golden years, the reality of how much their mandatory pension will pay out starts to bite.

You have to be as risk averse as retirees so that you don't lose a part of your funds that you are relying on for a comfortable post retirement life.

As retirees begin to spend their savings, not knowing how much income they can count on will affect their consumption patterns.

This can be a huge advantage for investors, especially for those who need recurrent income from their portfolios, such as retirees.

Nationally, 9 out of 10 teachers participate in a «defined benefit» pension plan, which guarantees a set monthly payment as long as a retiree lives.

But despite fiscal problems in some cities and states, tax - advantaged muni bonds are a key portfolio component for many high - income investors with a relatively low risk tolerance, as well as retirees who depend on the stable income.

But when the time comes to take withdrawals later on, you'll get hit with taxes as a retiree.

Floyds a 40 - something boxer who wasn't noted for his power in his prime, let alone as a retiree with badly damaged hands.

«You can not just invest in basic fixed - income as a retiree today,» Lewis warned.

Should the asset allocation increasingly shift toward fixed - income investments as a retiree ages?

Still, bonds are a mainstay of conservative investors who prioritize the preservation of principal over returns, as well as retirees in need of a predictable income stream.

These are all immediate annuity benefits that also allow you to keep your Federal Employees Health Benefits (FEHB) and Federal Employees» Group Life Insurance (FEGLI) coverages as a retiree if you have been enrolled for enough time (usually the 5 years immediately preceding your retirement) before you retire.

In addition, he's facing a nearly bottomed - out rainy - day account known as the Retiree Health Benefits Trust Fund, which former mayor Michael Bloomberg and ex-Council speaker Christine Quinn set up in 2006 and depleted last year.

Half the time, wealth is nearly tripled by the end retirement, as retirees fail to spend their upside!»

Stringer noted that the mayor recently put an extra $ 864 million into a rainy - day account known as the Retiree Health Benefits Trust Fund, in addition to an existing $ 1 billion the mayor put in the reserve in February.

As a retiree receiving a modest pension, I say it is the OBLIGATION of a government who has wrung years of work and tens of thousands of dollars in taxes out of people to give them a decent return on investment.

The truth is, universal life insurance policies rarely perform well, which is why they have been a topic of debate in recent years especially as retirees continue to lose their coverage due to poor investment performance.

So, consider which is a better retirement plan... to defer your life insurance and pay exorbitant premiums later, or pay more when you're younger and enjoy fully paid up life insurance protection as a retiree?

Unfortunately, longevity risk grows even as retiree risk appetite falls: few retirees are prepared to take as much equity risk as they did during their working years.

Last Update: 03/16/16 Condominium living is a dream come true for many South Floridians, especially those who move here from other parts of the country as retirees or owners of vacation getaways.

Sibears found that as long as retirees started with a reasonable withdrawal rate (say, an initial draw of 3 % to 4 % subsequently adjusted for inflation) and maintained even a minimal exposure to stocks (at least 20 %), the chances were 90 % or higher that their savings would last at least 30 years.

Lots of folks who have settled in Panama as retirees have been enticed by it — and they've started B&B s, opened restaurants or bars, run import - export businesses, and more...

And as retirees choose entrepreneurship, they often gravitate to coworking spaces.

Black retirees were nearly twice as reliant on public pensions to provide a secure retirement as the retiree population as a whole.

But he previously said his status as a retiree would save the village about $ 80,000 annually because it wouldn't have to contribute to his pension or fund his health care.

Although on a limited budjet as a retiree, I do not...

The Garden State actor - turned - director stepped behind the camera for the upcoming remake of the 1979 crime comedy, and he is still in awe at landing three «legends» to star as retirees who scheme to rob a bank.

As retirees near the middle and late stages of retirement and their investment returns and expectations become more conservative, continuing to hold a mortgage simply may not be advisable from a cash - flow perspective.»

The more practices, the better the likelihood of access to affordable, quality care as retirees continue to age.

But the idea is that by the time you're ready to take that money out, you'll be retired and you'll probably be earning less as a retiree than you were when you were working, meaning that your tax rate will be lower.

These goals must meet two criteria: 1) The money must last as long as the retiree does, and 2) provide income that keeps up with inflation.

Rather than accumulating more useless things, save your money for the lifestyle you desire as a retiree.

Bearing out the results of many other investor surveys, American Funds discovered that Boomers still in the workforce are not as confident as retirees.

Another topic too detailed to address in this summary, but optimizing your social security benefit is one of the largest decisions you face as a retiree.

It's EXTREMELY important as a retiree to avoid the need to sell stocks during a downturn.

On the bright side, being in the home more frequently as a retiree may allow you to save some money on your home insurance premium.

(Indeed, in a follow - up report Sibears examines the notion of whether retirees even need to boost withdrawals for inflation every year in retirement, given evidence that spending tends to decline as retirees age.)

As a retiree forced to deal with the banks, I deal with two, I can assure you the rules as applied are murky and can vary from bank to bank.

Tax - deferred contributions can be beneficial because you might be in a lower tax bracket as a retiree than when you were employed, which means that less tax will be applied to your 401k distributions.

Bucket three can be more heavily invested in stocks as the retiree won't have to touch that bucket for at least 10 years.

Part of thriving as a retiree is maintaining social networks with those around you.

IBM advised Waterman that on termination he would be treated as a retiree and that he must begin receiving monthly benefit payments as of that date.