Sentences with phrase «availability of credit»

But the increased availability of credit has done little to restore the spirits of manufacturers.

With the easy availability of credit cards and the hefty costs of tuition, now millions of people have debt problems.

There are the usual suspects: easy availability of credit, use of credit in periods of reduced income, temptation to spend, etc..

Businesses owned by Latinos, African - Americans, and women have seen an enormous decrease in availability of credit - both in loans guaranteed by the Small Business Administration and conventional loans.

It has created considerable uncertainty over the priority status afforded to pension plan wind - up deficits, particularly in insolvency proceedings involving the plan sponsor, and the effects on availability of credit for all organizations that provide defined benefit pension plans for their employees.

The Federal Reserve Bank of New York recently conducted a study into the state and availability of credit throughout the United States.

Such SAP and WTO changes in a country's policies are supposedly intended to bring about rapid industrialization, transfer of technology, with availability of credit, and foreign aid as loans, grants and investment.

Ensures availability of credit information with greater transparency.

The growing availability of credit has also expanded the resources available to new entrepreneurs launching businesses, and has given many families access to the funds they need to «smooth over» periods of financial challenge.9 / At the same time, competition among lenders for individuals with solid credit histories has reduced the price of credit for those consumers.10 /

Because instead of limiting the overall availability of credit like it did in the past, the Fed now limits the credit available to other prospective borrowers by grabbing more for itself, which it then passes on to the U.S. Treasury and to housing agencies whose securities it purchases.

The increased availability of credit to lower income borrowers and the sharp rise in housing values contributed to the rise of consumption as a share of GDP and the decline of the personal saving rate3 (Chart 7).

An IVA will affect an individual's credit rating — which could have an impact on the cost and / or availability of credit for six years.

Easy availability of credit in the US, fueled by large inflows of foreign funds after the Russian debt crisis and Asian financial crisis of the 1997 — 1998 period, led to a housing construction boom and facilitated debt - financed consumer spending.

The Federal Reserve Bank of New York recently conducted a study into the state and availability of credit throughout the United States.

Aside from all this, and perhaps most importantly, the price and availability of credit and the value of our housing stock matter a great deal to current and prospective homeowners, the vast majority of whom pay their mortgages on time, take pride in their homes, form the basis of solid communities in America and have already seen their home values fall 25 % or more.

Deliquencies are low at Home Capital — only 0.31 % of loans were non-performing at the end of the second quarter — but he expects that to rise, especially as the availability of credit tightens.

However, the greatest difference will be in the availability of credit going forward, and those who try to explain real estate prices in Canada without acknowledging the role of easy, accessible credit over the past ten years or so have completely missed the boat.

They illustrate not only the willingness to spend on big - ticket items, but also the availability of credit and the ability to pay off loans, which are key indicators for the health of other credit sectors, such as residential mortgages and credit cards.

It said that the availability of credit to both households and businesses had tightened further and the output in the UK was likely to fall sharply this year.

First, they create new liquidity in the banking system, which can increase the availability of credit if the system has tightened, allowing firms and households to continue to make buying decisions and supporting economic growth.

Instead of increasing or reducing the availability of credit by adding to or subtracting from the supply of Fed deposit balances, the Fed now loosens or tightens credit by controlling financial institutions» demand for such balances using a pair of new monetary control devices.

The Federal Reserve also worked with banks and securities firms to encourage the availability of credit to support the liquidity and funding needs of brokers and dealers.

History suggests this typically curtails the availability of credit, which eventually (6 to 12 months later) causes the economy to contract and a bear market to start.

It incorporates local real estate market strength, mortgage rates, the availability of credit and other factors.

As constraints on the availability of credit were removed in the 1980s, there was a «catch - up» effect as firms and households increased their borrowings.

He emphasized that the Fed's goal should be «to establish a regulatory framework that helps ensure the resiliency of our financial system, the availability of credit, economic growth, and financial market efficiency.»

For this reason some commentators advocate legislation that would force the banks to become believers and loosen their hold on the availability of credit.

A big part of the allure of sports betting for students is the availability of credit.

Dr. Akinwumi, a former Nigerian Minister for Agriculture, is being recognized for his leading role over the past decade in among others, helping galvanise the necessary political leadership to transform African agriculture, introducing initiatives that have exponentially increased the availability of credit to small holder farmers across Africa and expanding food production in Nigeria.

Global economics and availability of credit are tantamount.

Monetary policies are decisions by the Federal Reserve System that lead to changes in the supply of money and the availability of credit.

A federal regulation which requires lenders to promote the availability of credit to all creditworthy applicants without regard to race, color, religion, national origin, sex, marital status, or age (provided the applicant has the capacity to contract); to whether all or part of the applicant's income derives from a public assistance program; or to whether the applicant has in good faith exercised any right under the Consumer Credit Protection Act.

They have historically done this by tightening so much that the yield curve inverts and the availability of credit becomes scarce.

It incorporates local real estate market strength, mortgage rates, the availability of credit and other factors.

It is not just that the interest rates are usually lower, but the availability of no credit check approval makes approval more likely.

With the easy availability of credit cards and the -LSB-...]

With the increase in the availability of credit, more and more seniors are retiring with balances still owing on their credit cards.

For example, both the price and the availability of credit to the high grade and high yield bond markets have assumed a very different tone from earlier in this decade.

We will update the LendUp Ladder page if the availability of credit - reporting loans in your state changes.

Our jobs as consumers is to find our own best way to manage credit, to be fully informed about the cost of using a credit card and the cost of carrying debt on it, and to understand our unique reaction to the availability of credit cards.