Sentences with phrase «by a full percentage point»

The usual guideline is that you should be able to reduce your rate by a full percentage point when refinancing, though that isn't a strict rule.

But the most pessimistic forecast dropped by a full percentage point, from three percent to two percent.

Used car prices fell sharply, falling by a full percentage point last month.

SunTrust Bank helped spur this week's rate change by increasing the lowest available APR on one of its travel cards by a full percentage point.

Because the average price declined while the average loan amount increased, the average loan - to - price ratio on conventional mortgages used to purchase new homes increased by a full percentage point in December, to 78.9 percent — the highest it's been since 2011.

Compared to FHA home loans, conventional loans could increase rates by a full percentage point if a borrower's loan to value ratio exceeds a specified limit; in many cases, higher loan to value ratios can actually be enough to completely disqualify a mortgage applicant altogether.

Grocery sales, for example, rose by a full percentage point in September after falling by 0.2 percent the previous month.

As Poloz indicated in Toronto, if something went terribly wrong tomorrow, he could cut the benchmark interest rate by a full percentage point before trying something else, such as creating money to purchase bonds.

In the U.S., interest rates on long - term loans, including mortgages, shot up by a full percentage point over the summer, threatening to choke the one - year - old housing rally.

Treasury yields have spiked by a full percentage point from their lows about eight weeks ago.

Since October, the U.S. savings rate has climbed by a full percentage point.

In Ontario, inflation exceeds wage growth by a full percentage point: 2.5 % versus 1.4 %.

Discounting the impact of DOE's request for full funding of R&D facilities construction to be carried out over the next several years would reduce total R&D by a full percentage point to 5.1 percent below FY 1994, with significant impacts on defense R&D and, of course, on DOE, as shown in the footnote to Table 4.

Unemployment was highest in the physical sciences, at 3.5 %, up from 2.4 % in 2008; that's the highest unemployment rate in recent history by a full percentage point.

In short, without much effort you can pare annual expenses by a full percentage point or more each year compared with the average fund.

But if we increase their annual return by a full percentage point each year, which is essentially the same thing as getting them to a 0.4 % expense ratio, their prospects get even better.

Its current yield of 2.25 % lags its sibling dividend ETF at Vanguard by a full percentage point, but the potential growth available makes the trade - off worth it for many retiree investors.

For the US portfolios, volatility is reduced by a full percentage point, from 16.4 % for the average smart beta to between 15.2 % and 15.6 % for the multi-factor strategies.

PayPal could drop their prices for bitcoin transactions overnight by a full percentage point and make the same gross margins, because the company wouldn't be exposed to the same interchange or credit card fees.

To be fair, after yet another two weeks, the rate could increase by a half point and finally by a full percentage point if unsold after another predetermined period.

If a jumbo rate is higher, even by a full percentage point, it's still historically pretty low, and buyers looking at a higher - priced home likely expect to pay a higher interest rate already anyway.

For example, it increased the lowest available APR on the PenFed Power Cash Rewards Visa card by a full percentage point, raising it to 10.99 percent.

MSN's share of Internet search traffic promptly drops by a full percentage point.

If inflation rises to 3 percent by 2015, which is more likely than not, mortgage rates will have to rise by a full percentage point to compensate lenders for the loss in purchasing power of the money returned to them.

If a principal were, for example, to entice one - third of such students to gain a single point, the performance composite would increase by a full percentage point, but the average student - level gain would be tiny and could even be offset by losses made by students safely above or below the proficiency cutoff.

Those who are either in an adjustable rate mortgage or can reduce their fixed mortgage rate by a full percentage point should start crunching the numbers to see if refinancing can help them save on their mortgage payments.

The Fed's mere mention of trimming QE, though, sent mortgage rates up by a full percentage point this summer.

Citi raised the top end of the APR ranges of the mtvU Platinum Select card and the Citi Forward card by a full percentage point each.