Sentences with phrase «by a homeowners insurance policy»

What is not covered by your homeowner insurance policy depends on the details of your specific policy.

The amount of property damage coverage offered by your homeowners insurance policy should be enough to completely rebuild.

Learn what's generally covered by each homeowners insurance policy type — and what's not.

Your vehicle is not insured by your homeowners insurance policy, even if it's parked in your garage.

It's always a good idea to ask your insurance agent how reimbursement rates are calculated by your homeowners insurance policy and company.

Learn what's generally covered by each homeowners insurance policy type — and what's not.

Just as you shouldn't assume that a vacation home you own is covered by your homeowners insurance policy on your primary residence, it's important to know that a recreational vehicle usually requires coverage separate from your traditional automobile insurance.

The dwelling and personal property coverage provided by a homeowners insurance policy is primarily restricted by perils, or causes of damage.

In that situation, protections offered by a homeowners insurance policy would be negated.

Just as you shouldn't assume that a vacation home you own is covered by your homeowners insurance policy on your primary residence, it's important to know that a recreational vehicle usually requires coverage separate from your traditional automobile insurance.

The only motorized vehicle that might be covered by a homeowners insurance policy would be something like a small electric scooter.

Also, no damage to your vehicle would be covered by your homeowners insurance policy.

Most roof leaks are covered by homeowners insurance policies.

The coverage that you receive with mobile home insurance is largely similar to the coverage offered by a homeowners insurance policy.

A process by which an insurance carrier and a homeowner arrive at an agreed value for a loss covered by a homeowners insurance policy.

This means that if any peril is not listed among the excluded perils, then such peril is covered by the homeowners insurance policy.

In fact, anyone who lives in your house, is under the care of one of the residents of the home, is younger than 21 or a relative is covered by your homeowners insurance policy.

Unfortunately, there are also many situations where if your basement is flood you wouldn't be covered by a homeowners insurance policy.

Flood damage caused by a hurricane will not be covered by your homeowners insurance policy.

Whether you are pick - pocketed in the street, or someone comes into your garage and takes your bike, you would be covered by your homeowners insurance policy.

The only motorized vehicle that might be covered by a homeowners insurance policy would be something like a small electric scooter.

Odds are you'll need to be covered by a homeowners insurance policy that was in effect on the day of the incident.

Damage that can be prevented by taking appropriate action is generally not covered by a homeowners insurance policy.

Exclusions — Explanation of what is not covered by your homeowners insurance policy, under both property and liability coverage.

Key Consumer Tip: Understand what is and isn't covered by your homeowners insurance policy to ensure that you are able to rebuild your home and replace your personal belongings.

In fact, anyone who lives in your house, is under the care of one of the residents of the home, is younger than 21 or a relative is covered by your homeowners insurance policy.

If an underground utility line is damaged and your yard or driveway has to be dug up for repairs, the cost can run more than $ 1,000 dollars and will not be covered by your homeowners insurance policy.

Many people think that if their property is lost or damaged during a move that they are automatically covered by their homeowners insurance policy or, in the cases of corporate relocation, by the company that is handling the move.

While a leaking toilet may be covered by your homeowners insurance policy, a flooded or backed up sewage system is not, even though it may overload your plumbing system.

A process by which an insurance carrier and a homeowner arrive at an agreed value for a loss covered by a homeowners insurance policy.

These vehicles may be covered by your homeowners insurance policy, but you'll likely need a special ATV Insurance policy if you ride it off your property.

Also, no damage to your vehicle would be covered by your homeowners insurance policy.

As you can see, the list of things that are covered by a homeowners insurance policy can be massive.

Whether you are pick - pocketed in the street, or someone comes into your garage and takes your bike, you would be covered by your homeowners insurance policy.

The protections offered by a homeowners insurance policy may serve as a safety net if the unexpected occurs.

Of course, this isn't the only type of damage covered: burglaries, fires, vandalism and even accidents in your home are all examples of damages that can be covered by your homeowners insurance policy.

While pools are typically covered by homeowners insurance policies, you'll probably want to review your coverage to make sure you have the right amount of protection in place.

Hazard insurance is a term sometimes used to describe risks covered by a homeowners insurance policy.

Water damage to your house can be covered by your homeowners insurance policy, depending on what caused the damage.

These smaller vessels may or may not be covered by your homeowners insurance policy.

Unfortunately, there are also many situations where if your basement is flood you wouldn't be covered by a homeowners insurance policy.

Don't make the mistake of assuming your home is covered by your homeowner insurance policy; flood insurance must be purchased separately.

In that situation, protections offered by a homeowners insurance policy would be negated.

Most roof leaks are covered by homeowners insurance policies.

Even if your car or boat is in your garage, it may not be covered by your homeowners insurance policy.

Most importantly, make sure that all your valuable belongings are properly covered by your homeowners insurance policy.