Sentences with phrase «by credit agencies»

This information is gathered by credit agencies from creditors, lending institutions, government entities and other related organizations.

A lot of people get stuck in a vicious cycle where they're consistently paying off their credit each month, but it goes unnoticed by the credit agencies.

This is generally seen as a negative factor by credit agencies, so your credit score may drop accordingly.

If it was recent then your score will go up a good deal once the debt has been marked as resolved by the credit agencies.

When a tax lien is filed, it is recorded as a public record which can be viewed and reported by credit agencies.

Different reports and different scoring models by each credit agency can lead to varied scores.

People also pay off these accounts when they are not even on their credit report because it was already removed by the credit agency.

Conversely, the repayment of tuition loans for college students may affect the ratings assigned by credit agencies.

The assessments and ratings provided by credit agencies can effect financing - driven purchases and activities such as buying a car or securing a mortgage to acquire real estate.

Businesses can likewise be assessed by credit agencies, not only for their financial fitness to repay financing they apply for, but also for the sake of potential investors in the business.

A numeric rating system used by credit agencies such as Transunion, Experian and Equifax to evaluate the credit history of an individual.

A downgrade in the credit rating of a bond by the credit agencies can affect bond performance as well if institutional investors are forced to sell because of restrictions on the credit quality of the bonds they're able to hold.

Without a certain total in its reserve fund, Westchester County lawmakers risk taking a hit on their credit rating — particularly a rating by credit agency Moody's — which dictates how easily the county can borrow money.

Rightly so, this in considered a risk by the credit agencies (what happens if you can't pay the balance for some reason?)

According to a survey by credit agency Experian, the highest average credit scores for both sexes are found in Minnesota, where men score 703 and women score 710, out of a range of 300 to 850.

After the initiation of Chapter 7 or Chapter 13 Bankruptcy an automatic stay will stop creditor collection actions against the debtor by credit agencies.

Due to the enormous amounts of data collected by credit agencies, such as Transunion, your credit history actually tells a great deal about your life expectancy.

However, there are other popular scoring models like VantageScore favored by the credit agency, TransUnion.

The FDCPA was initiated to help protect both consumer and debtors from unfair collection practices and aggressive tactics typically seen by credit agencies.

There have been instances in the past where funds have held questionable debt instruments which have been downgraded by credit agencies later.

The bill, signed by Barack President Obama on May 22 with overwhelming support from the House and Senate, will aim to establish fairer practices by credit agencies, including protections against arbitrary interest rate increases.

Though still rare by historical standards, late credit card payments by 90 days have increased significantly since last year, according to research released this month by the credit agency TransUnion.

Or if Facebook gets acquired by a credit agency?

They're used by the credit agencies, including Experian, Transunion, and Equifax, which each contribute different sources of information to the FICO model to come up with their own scores.

A FICO score is a well - known measure created by the Fair Isaac Corporation, and is used by credit agencies to determine the risk of loaning to a borrower.