Sentences with phrase «conservative assumptions»

But, he adds, he and his colleagues made conservative assumptions.

An ethical insurance agent always illustrates life insurance policies using conservative assumptions, so it is likely the policy performs better than the client's expectations.

I also used very conservative assumptions where appropriate since I'd much rather be wrong on the low side than wrong on the high side when estimating net worth.

, shows that we can start on the path to the necessary emissions reductions using existing and emerging technologies, even with conservative assumptions about lifestyle changes and new technologies.

For adjustable rate loans, the payment schedules will vary by loan type and are based on conservative assumptions of future interest rates.

With more conservative assumptions, this rate falls to 4.8 %.

We also repeated the analyses under the most conservative assumption that diet had no effect on mortality among those who had not provided dietary data at baseline.

Even so, making a reasonable estimate based on conservative assumptions gives you a starting point in terms of savings targets.

In a low margin - of - error environment, it would be prudent to make relatively conservative assumptions about future state of the economy.

This is a very conservative assumption since most people will work from ages 40 - 60 after retirement, and will have various side income streams.

And we think those are both pretty conservative assumptions.

The changes also will force some public pension funds to calculate retirement benefits using more conservative assumptions.

Use conservative assumptions and add some cushion to your calculations.

Even under conservative assumptions regarding realization, this might give room for yet another 50 to 60 TWh of export, which will probably be mainly filled by coal.

With conservative assumptions about sea level rise and the subsidence of the area, two diversion structures — large concrete sluices placed in the river embankment — would create about 700 square kilometers of land over 30 years, said Gary Parker of the University of Illinois, Urbana Champaign.

In a forthcoming report for the Friedman Foundation for Educational Choice, using highly conservative assumptions, I calculated that the Indiana School Scholarship Tax Credit saved the state approximately $ 23.2 million in 2014 - 15.

Felten makes a series of conservative assumptions in order to arrive at some estimates of the size of the collected data — the size of the problem, if you will.

Unscrupulous executives discovered they could set aside reserves in good periods by making overly conservative assumptions.

The team made conservative assumptions when estimating the albedo reduction, Yasunari said, neglecting other potentially important factors.

We've given a lot of thought to contingent plans and conservative assumptions which I detailed in the post on walking softly and carrying a 4 × 4 to secure retirement.

At this stage, no one has a precise idea of what will be important to them in retirement anyway, so you should only be trying to get your finances generally in reasonable shape using fairly conservative assumptions.

So I think it's possible to make reasonable conservative assumptions about the values of various businesses by reasonably approximating the quality of those businesses combined with the price that those businesses are being offered at.

If you piece together some of the less conservative assumptions, a price target of EUR 9 - 10 can easily be reached.

This is a very conservative assumption because we assigned no value to the Sapphire Reserve's other benefits such as the Priority Pass lounge membership, the Global Entry or TSA Precheck application fee credit, or the bonus category multipliers.

The more conservative assumption allows for some stations to be affected by large heat islands which persist to some extent even in windy weather (Morris et al. (J. Applied Meteorology, 40, 169 - 182 (2001)-RRB--RRB-; but GSN stations will almost always be in smaller settlements than Melbourne, with smaller heat islands easily reduced by any wind, or with no heat island at all.

A February study by NSIDC with conservative assumptions concluded, «Thawing permafrost feedback will turn Arctic from carbon sink to source in the 2020s, releasing 100 billion tons of carbon by 2100.»

While results can vary from firm to firm, the research relies on generally conservative assumptions and interviews with 45 law firms (with 50 attorneys or fewer) to make a compelling business case for practice management.

It also applies conservative assumptions to its winter outlook forecasts, such as assuming demand will remain constant at around 54 gigawatts (GW) even though it's been

Lead author Dr Ryan Wiser, senior scientist at the Lawrence Berkeley National Laboratory, says: «Our analysis shows that, even under conservative assumptions, the health and environmental benefits of using renewable energy to meet RPS demand will likely exceed the costs.

This is a relatively conservative assumption (since it does not include the really high sensitivities that we argued above are ruled out by paleo - data).

Last year, I had combined intermediate term timing with a dividend strategy to lift the continuing withdrawal rate to 5.4 % (plus inflation) under realistic assumptions or 4.8 % (plus inflation) using highly conservative assumptions.

This equates to a 5.5 % Withdrawal Rate, well above the «rule of thumb» 4 % (or the more conservative assumption of 3 - 3.5 %).

Although the new JGR analysis assumed that solar cycles during the next 70 years would roughly match those seen over the past 30, this may prove an overly conservative assumption, Lewis acknowledges.

Even with conservative assumptions, GM holds the potential for significant shareholder returns.

Based on conservative assumptions, the analysis showed that over one million health center patients in the opt - out states who would have gained Medicaid coverage under an expansion will likely remain without insurance.

Because of the dire consequences of dysfunctional performance management, I usually advise people to make very conservative assumptions about their ability to monitor the work of subordinates.