Sentences with phrase «credit growth»

Line of credit growth occurs and is only a benefit when a portion of the line of credit is not used.

Analysis of trends in credit growth will therefore need to take account of a greater degree of noise in the series in the future.

Regarding the first of these issues, the most recent cyclical peak in household credit growth occurred around the end of 2003, when it reached an annual rate of over 20 per cent.

The recent falls in housing loan approvals point to the possibility of greater moderation in housing credit growth in the near term.

This follows a period of two years in which business credit growth was unusually low.

In the meantime, vulnerabilities have been slowly growing, on the back of strong credit growth in several countries less affected by the crisis.

The rapid credit growth for housing has been associated with strong gains in housing prices.

Credit growth remains strong and has picked up noticeably in recent months, driven by an acceleration in both business and housing credit (Table 10).

There is no firm benchmark as to what constitutes a «normal» relationship between credit growth and nominal GDP growth.

It is also useful to look at the effect on credit growth of a number of other scenarios for loan approvals.

In this new age of fiat money, credit growth drives economic growth, liquidity determines the direction of asset prices and the government controls both through aggressive policy intervention.

«Looking ahead, we think tight monetary conditions and slowing credit growth will continue to weigh on the pace of economic expansion in coming quarters,» he said.

The report noted that many policymakers see weak credit growth generally in the global economy as a primary reason behind the slow economic recovery.

How much restraint should the rule exert as home prices rise or aggregate credit growth picks up?

Which they have, to an extent, because credit growth has slowed.

Line of credit growth occurs and is only a benefit when a portion of the line of credit is not used.

This was the first time credit growth has fallen below the 2 % recession threshold since 2013.

In recent months, total credit has been growing at annual rates around 10 per cent, with personal credit growth slightly stronger than the total.

Over the past 12 years, mortgage credit growth has averaged 7.3 per cent per year.

The result is that lower credit growth simply means lower GDP growth.

Real interest rates could not be considered high judged by any previous comparable period, and credit has continued to expand rapidly, with the pace of credit growth increasing further in recent months.

The line of credit growth feature appeals to many borrowers who are uncertain about how long their retirement funds will last or who want to be prepared for unexpected financial events.

The overall picture is one in which both growth and inflation will remain subdued against the backdrop of very low money and credit growth during the past few years.

When policy rates are close to zero, and credit growth hampered by demand and supply, they barely work at all.

What you suggest is, to me, the cause for us having not seen much inflation despite our enormous credit growth since the 1980s.

Massive investments have been made in financial sector rehabilitation, leading to renewed profitability and robust credit growth.

There is no reason to assume that the enormous amount of attention paid to credit growth recently has had no impact on this kind of behavior.

I am not fully confident of this number because there seem to be significant strains in the banking system, and without easy credit growth there can not be much investment growth.

And a prolonged crisis risks putting the brakes on a recovery in European credit growth, slowing the region's recovery.

The consistently strong credit growth suggests that the level of interest rates has not posed a significant hurdle to those households and businesses wishing to borrow over recent years.

It's worth noticing that for last two weeks credit growth was minimal.

With credit growth below 2 % and with further asset price inflation unlikely, the risk of a recession in 2016 is high.

This video explains why a sharp slowdown in Chinese credit growth and economic growth is inevitable.

Business credit growth has also picked up modestly over recent months, although with generally healthy profit growth, many firms are still able to rely on internal funding to finance expansion plans.

However, at some point this transitional process must come to an end, which would require household credit growth to return to something more closely in line with the growth of nominal GDP.

The divergence between housing credit growth and loan approvals may partly reflect lags between the purchase of a home and final settlement.

In other words, credit growth drove economic growth; and when credit did not grow, neither did the economy.

Chapter 2 looks at efforts by policymakers to revive weak credit growth, which has been seen by many as a primary reason behind the slow economic recovery.

Business credit has slowed more noticeably, and has been the main contributor to the slight moderation in total credit growth.

Over the past 12 years, mortgage credit growth has averaged 7.3 per cent per year.

The line of credit growth feature appeals to many borrowers who are uncertain about how long their retirement funds will last or who want to be prepared for unexpected financial events.

That is not the case at present, given the current rates of credit growth and so on.

The strength in credit growth, especially for households, has reflected strong demand for borrowing, a relatively low cost of finance and high consumer confidence.

Under this scenario, growth drops steadily during the economic adjustment period, but in an orderly way for over a decade or more as Beijing slowly gets credit growth under control.

Given the fiscal stance and state of private credit growth, central banks should manage the real rate of interest such that rentiers do not capture a free lunch (i.e. real rates should not be too high) and there is no risk of a hot - potato / credit - bubble cycle (i.e. real rates should not be too low).