Sentences with phrase «credit standards»

And in most cases that translates directly into a financing challenge — because to a bank with tight credit standards for buildings, hard, complex, slow and expensive means risky.

-LRB-...) during the 2007 - 2009 downturn and after, financial problems and tight credit standards prevented many consumers from replacing their old vehicles.

Oh I'm sorry you're already heavily in debt and we're tightening credit standards.

This is the kind of gradual relaxing of credit standards that took place during the boom years.

The government is pushing up mortgage prices to dangerous levels by easing credit standards in a market where supply is low but demand is high.

Lately, we've been writing a lot about easing credit standards within the mortgage industry.

I think they will loosen credit standards and put it to work.

Most home buyers who buy a vacation home will have to pay a second mortgage and meet higher credit standards since they are more likely to take on larger amounts of debt.

The one - two punch of lower credit standards and no down payment helps open the doors of homeownership to scores of people who might otherwise struggle to obtain home financing.

Members would need to complete a loan application and meet credit standards to qualify for this option.

Based on stringent credit standards, 83 opportunities were eliminated.

For both individuals and the economy as a whole, easier credit standards is a mixed blessing.

Minimum credit standards differ between lenders, borrowers, loan types, and home builds, among other factors.

Normal credit standards and restrictions apply to conventional loans.

What if we changed credit standards so that more people without a traditional credit history could qualify for a mortgage?

Don't listen to reports by the media on the return of loose credit standards.

Conventional loans usually feature stricter credit standards than government - backed loans.

Yet, new credit standards requiring 25 to 40 percent down on project costs make it tough for a retailer's chosen developers to finance and build multiple stores at one time.

Credit standards vary from one bank to the next.

High down payments, high interest rates, and high credit standards made jumbo loans almost obsolete.

Though credit standards remain fairly high, there are things you can do to improve your ability to qualify for a refinance loan.

Some renters who'd like to take advantage of today's favorable prices and interest rates are finding credit standards too tight to obtain financing.

This may be the case with smaller local lending companies who can approve you in - house after discussing their own credit standards.

However, our research suggests that credit standards seem to explain only a fraction of this increase when judged through the lens of expected default rates.

Our internal credit standards are higher than those found in the benchmark indices.

It provides transparent terms and maintains quite liberal credit standards.

Furthermore, you must meet their individual credit standards.

Because different lenders have different credit standards, it pays to shop around for rates.

Another section of the report compares current credit standards to the average since 2005.

Another easy fix to a «loose» lending market is demanding higher credit scores, or holding greater credit standards, to get a car loan.

In most cases, this means credit scores below 600, though each credit card issuer (and even each specific credit card) will have its own particular credit standards.

The premium increase comes on top of a significant hike in mortgage insurance premiums and tighter credit standards enacted late last year and earlier this year.

By the way you need to have a written credit standard that you use if anyone ever tries to get you for discrimination and you refused them because of credit.

As a final note, all of the credit stress has led banks to tighten credit standards, and has limited the ability to finance first mortgage and home equity loans.

That could prompt lenders to ease credit standards to try to increase the volume of loans to new borrowers.

The one - two punch of lower credit standards and no down payment helps open the doors of homeownership to scores of people who might otherwise struggle to obtain home financing.

Though these stringent credit standards are likely to protect landlord investment, they could impact occupancy levels as well.

This is the kind of gradual relaxing of credit standards that took place during the boom years.

High down payments, high interest rates, and high credit standards made jumbo loans almost obsolete.

New home buyers choose government finance programs because of the easy credit standards and the minimal down - payment requirements.

That typically means they're looking for applicants with a credit score meeting their minimum credit standards.

Conventional loans usually feature stricter credit standards than government - backed loans.

Home prices have continued to decline in this part of the region, influenced by distressed sales and lower demand from the recession and tighter credit standards.

Credit standards vary from one bank to the next.

When the bust arrives, over-indebted households and businesses want to increase their saving and liquidity buffers, and financial intermediaries want to raise credit standards.

The VA loan program truly delivers on that promise, with flexible credit standards, low closing costs, and no - down - payment financing.

In recent years, lenders nationwide have tightened their lending requirements in the wake of the housing market collapse, making the VA Loan a lifeline for military homebuyers, many of whom find difficulty when faced with tough credit standards and down payment requirements.