Sentences with phrase «debt obligations»

"Debt obligations" refers to the financial responsibilities or promises that individuals, businesses, or governments have to pay back borrowed money, usually with interest, within a specified period of time. It includes loans, bonds, mortgages, or any other form of debt that needs to be repaid. Full definition
On that note, having a lot of debt obligations result in financial stress because you need to keep track of a number of details.
Since debt - to - income ratios are calculated by dividing total monthly debt obligations by monthly income, we made some assumptions about monthly debt payments.
Lenders want to see that you can repay your other debt obligations on time, whether they are personal or business - related.
Since 2007 alone, he has served as counsel for lenders on debt obligations of $ 5.0 + billion secured by various kinds of commercial assets.
Your debt - to - income ratio is calculated by comparing your monthly debt obligations with your monthly income.
Corporate bonds are debt obligations issued by corporations to fund capital improvements, expansions, debt refinancing, or acquisitions.
They consist of two separate calculations: a housing expense as a percent of income ratio and total debt obligations as a percent of income ratio.
There is no consideration for the risk involved in having a mortgage, or any other debt obligation for that matter.
A class of financial metrics that is used to determine a company's ability to pay off its short - terms debts obligations.
By contrast, the debt - to - income ratio of college - educated households without student debt obligations fell from 127 % in 2007 to 108 % in 2010.
Debt consolidation is a way of managing debt by combining one or more outstanding debt obligations into one.
This helps present you as a borrower who can repay debt obligations and still have money remaining to pay monthly expenses.
That's why couples should spend time understanding each other's current debt obligations.
They consist of 2 separate calculations: a housing expense as a percent of income and total debt obligations as a percent of income.
If the unthinkable happens, bridge money will be needed to help manage daily expenses and existing debt obligations.
Then there's the stress of making your monthly payments to multiple creditors, and juggling your finances to try to keep up with all your unsecured debt obligations.
If you use margin and your investment doesn't go the way you planned, then you end up with a large debt obligation for nothing.
Debt - to - income is calculated by dividing your total monthly debt obligations into your total verifiable monthly income.
How much slack assets do their competitors have to snap up debt obligations at a bargain?
Money is deposited in escrow accounts by borrowers to fulfill debt obligations associated with buying homes.
Include any regular payments you make toward debt obligations like credit cards and auto loans.
Lower rated bonds, convertible securities and other types of debt obligations involve greater risks than higher rated bonds.
Include any regular payments you make toward debt obligations like credit cards and auto loans.
In addition the issuing company has the advantages of a lower cost of capital and the ability to get rid of debt obligations through bond conversions.
Term life insurance policies are also good for covering debt obligations that are for a set amount of time.
A reserve currency is a foreign currency held by central banks and other major financial institutions as a means to pay off international debt obligations.
Debt service coverage ratio is a measure of a business's ability to repay any loans or other debt obligations over the course of a year.
Lenders are usually focused on ensuring the debtor paying debt owed, but should also be focused on securing debt obligations.
Credit card companies routinely utilize consumer report information to see how account holders are handling debt obligations with other lenders.
Take a look at your different debt obligations and decide which you should start with.
It's helpful to remember that most debt obligations require you to pay interest before principal.
Having this type of debt obligation when just starting out in the working world can make it difficult to get ahead financially.
Borrowers who like the security of knowing what their monthly principal and interest debt obligations are every month.
A cosigner's income will need to be sufficient to make the student loan debt payments, as well as covering their own debt obligations.
The borrowed funds are often used to pay off other heirs when dividing ownership or to settle debt obligations of the estate or trust.
Credit card balances and other personal debt obligations can add up.
Lenders use credit scores to measure the likelihood of consumers being late on future debt obligations.
With variable mortgages, banks match debt obligations to variable revenue streams.
The purpose of bankruptcy law is to provide a framework in which both individuals and businesses can resolve debt obligations they can not otherwise meet.
For starters, a higher overall income - to - debt ratio indicates greater income and a lower debt obligation — a sign that you could potentially pay off student loans without trouble.
By now, you've probably paid off a good twenty years of it, leaving you with a much smaller debt obligation.
This means your monthly debt obligations take up a large chunk of your gross monthly income.
These funds hold a mix of government, corporate, municipal debt obligations, as well as preferred stocks, dividend - paying stocks, and money market instruments.
However, if you need life insurance to cover a shorter term need, such as a business debt obligation, a lower cost 10 year term policy could do the job.
For the first, they look at your income - to - debt obligation ratio.
For them, your monthly debt obligations mapped against your monthly income is a good indicator of how comfortably you can take on more debt.
We're right now at the point where pension obligations, not only debt obligations, pension obligations, healthcare obligations.
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