The Standard Rate is also paid on balances $ 30,000 or less for the entire statement cycle if any of the four requirements are not met for the Higher Rate at any
time during the statement cycle.
* Monthly fixed charge and per check charges will be waived on your NOW Checking account if you maintain a daily minimum balance of $ 400, or if the combined balance of your NOW Checking account, saving accounts, money market accounts and certificates of deposit are $ 5,000 or more
everyday during the statement cycle.
The Higher Rate is paid on Performance Checking account balances $ 30,000 or less and given at the end of each statement cycle, when all of the following four requirements are
met during a statement cycle: 1.
If you did make a
purchase during the statement cycle from a vendor listed on your monthly statement but the amount charged is much more than you expected, first try to find the receipt.
Excessive transaction charge of $ 20 per check, transfers to other accounts, and for payment to a third party by means of preauthorized automatic transfers in excess of six allowed during statement cycle
You can make up to six withdrawals or transfers without charge from your savings accounts
during any statement cycle according to Regulation D of the Code of Federal Regulations, Title 12, Part 204.
If the account balance falls below $ 300 at
anytime during the statement cycle, a service charge of $ 10 will apply, no foreign ATM fees will be waived and the interest on the full balance will be paid at.03 % with.03 % APY.
OR Recurring Direct Deposit AND 5 point of sale debit card transactions that post and clear during the statement cycle
As described in Chapter 2 of my book, if grocery stores are the bonus category you spend the most
in during a statement cycle, you'll earn 2 Flexpoints per dollar spent in that category.
Bank of America charges a monthly fee on a regular savings account unless the customer sets up an automatic funds transfer of $ 25 or more from a linked checking account or maintains a minimum daily
balance during each statement cycle.
Federal law requires that no more than six preauthorized or automatic transfers (including online and telephone transfers) to other accounts you have with us or to third parties may be made from the Money Market
Account during any statement cycle.
$ 10 monthly fixed charge and per check charges will be waived on your Gold Checking account if the combined balances of your Gold Checking account, savings accounts, money market accounts, IRA's and Certificates of Deposit are $ 10,000.00 or more
everyday during the statement cycle.
(9) The Higher Rate is paid on Performance Checking account balances from $ 0 - $ 30,000, and non-BancorpSouth ATM fee refunds and credits (a total of $ 4.00 for each of the first five non-BancorpSouth ATM transactions each statement cycle) are given at the end of each statement cycle, when all of the following three requirements are
met during a statement cycle: 1.
During any statement cycle, you may not make more than 6 withdrawals or transfers to another account of yours or to a third party by means of preauthorized, automatic, telephone, computer, mobile, check or debit card.
An excess item fee of $ 0.20 per item will apply for items in excess of 250 any time
during the statement cycle.
The lowest end - of - day balance in an account
during a statement cycle; a certain minimum daily balance is often required with interest - bearing accounts to avoid a service charge or qualify for special services.
The Standard Rate is also paid on balances from $ 0 - $ 30,000 for the entire statement cycle if any of the three requirements are not met for the Higher Rate at any time
during the statement cycle.
The lowest end - of - day balance in an account
during a statement cycle; a certain minimum daily balance is often required with interest - bearing accounts to avoid a monthly maintenance fee or qualify for special services.
What to Keep in Mind Minimum Balance to Open: $ 5,000.00 Below Minimum Balance Fee Waived: The account with an average daily balance of less than $ 5,000.00
during the statement cycle will be charged a Below Minimum Balance Fee of $ 15.00.
To determine whether this balance has been maintained, we look at the lowest balance in the account
during the statement cycle.
A printed or online statement of all the funds paid out by or paid into your account
during a statement cycle.
Below Minimum Balance Fee Waived: The account with an average daily balance of less than $ 5,000.00
during the statement cycle will be charged a Below Minimum Balance Fee of $ 15.00.
Each account statement includes images of checks (up to five per page) that posted to your account
during the statement cycle.
$ 10 monthly service charge waived when you maintain a $ 2,500 average daily balance during the statement cycle