Sentences with phrase «early policy»

Almost all modified reserves are intended to accumulate lower reserves in early policy years than they would under the net level premium method.

Furthermore, the strategy aligns with earlier policy initiatives (outlined in last month's newsletter), adding additional weight to the strategy.

The cash surrender value is the amount of cash in your policy, minus any surrender charges for early policy withdrawals or termination.

These policies typically have fees during early policy years should the policyholder cash it in.

Those charges may decrease the value of the policy substantially depending on how early the policy, or any portion of it, is surrendered or accessed.

The cash surrender value is the amount of cash in your policy, minus any surrender charges for early policy withdrawals or termination.

-- It would also be wise to check whether earlier policy holders have faced any kind of problems with the insurance providers.

Those charges may decrease the value of the policy substantially depending on how early the policy, or any portion of it, is surrendered or accessed.

The title of the law implies a shift from encouraging youth to be independent (the language used in earlier policy directed toward foster youth in transition) toward helping them make the connections they will need to be successful adults.

In the late «30s Thomas vigorously supported the new Committee for Industrial Organization (CIO), whose early policies were more in line with his social views than were those of the American Federation of Labor (AFL).

Defining «Real Democrat,» Cynthia Nixon Offers Early Policy Platform by Ben Max & Matthew Sweeney (May 2018)

Early policy wins for direct air capture could provide an important entry point for larger carbon capture and negative emissions policy efforts in the future (Stephens, 2009).

The policy requires coal plant owners to pay wind or solar plant owners whose energy is curtailed, adding clear economic incentives to increase uptake of renewable energy — and strengthening earlier policies that prioritized use of renewables.

Early Policy Declarations focussed on Climate Change (1989) and on the Arctic (1995).

Unfavorable Early Policy Termination: Should you choose to cancel your policy in the first few years, the premiums you paid will have gone towards administrative and commission costs, leaving little to no cash value for you.

And if you disclose everything honestly at the time of taking the policy, I see no reason why the insurance company will settle the claim at the earliest

Facebook was already under attack over earlier policies around its third - party apps API, which had been used to extract the personal data not only of individuals using those apps but, as a surprise to many, all of those individuals» friends on the site too.

In a reversal of earlier policy, the American Academy of Pediatrics is now recommending that potential allergens be introduced to your infant earlier rather than later.

Whether this will be a major, early policy initiative of the Trump administration, and how much political capital it is willing to spend in pursuing a vigorous choice agenda, remains to be seen.

Thus the early policy failed, not because too much kindness was used, but because it was used unwisely.

Indeed, in some respects it was a greater menace than the earlier policy of persecution.

The revision formally separated cohesion and counter-terrorism work, which had proved so controversially conjoined in the earlier policy.

Given that the early policy thinking on this was going on during my time as Home Secretary, I expect this one to run and run.

Commenting on the policy reversal, financial sector analysts at Afrinvest Group said «CBN reneged on its earlier policy, announcing its decision to allow commercial banks accept foreign currency deposits but was not clear on whether foreign currency transfers or withdrawals can be made».

Going back to 2000 in an early policy book, The America We Deserve, Trump wrote that we need to «let parents choose the best school for their children.»

The problem with these early policy directives is that both research and experience show that students living in poverty face significant obstacles to learning — and their test scores reflect this reality.

All PPI sales from January 2005 are regulated by the ombudsman, but some earlier policies aren't.

Notably, the earlier policy with a $ 4,000 / year premium and no cash value was worth $ 19,479, but this policy with a $ 4,500 cash value is worth $ 23,611, an increase of «only» $ 4,132.

An earlier policy to trap, neuter / spay and release feral cats to avoid euthanization was struck down in court by a group that sued because they felt the policy would endanger the city's bird population.

Reversing an earlier policy, Orange County Animal Control has decided to patrol and answer citizen complaints in cities with pet laws that differ from the county's animal control law.

I've always loved Android, because I disagreed with some of Apple's early policies on their tightly controlled and hardly customizable OS, the lack of a back button (near the home button), and the difficulty of using it to transfer media from your Windows PC.

As Harry Reid watched the unfolding urgency of climate science after he became Majority leader in 2005, one of his earliest policy initiatives was to...

Good gravy: Twitter has now reversed itself and re-instituted a version of its earlier policy regarding public @ replies.

The early policy decisions to use hospitals for the delivery of publicly funded health care has constrained efforts to reform health care policy in Canada ever since.

Replacement of a life insurance policy means an intermediary, agent or an insurer selling a new policy within six months of surrender of the earlier policy, entailing modification in the terms resulting in reduction of the benefit amount of the existing policy.

For this reason, the policies are dramatically overpriced and some companies included a death benefit payout ceiling in the early policy year called a graded death benefit option.

They start out high in the early policy years, and then slowly decrease until they disappear — possibly around years 15 or 20, ACLI's Graham says.

The earlier the policy starts, the longer the policy has to accumulate value.

Also, because many insurance policies are bungled with savings components, the earlier a policy is purchased the greater the financial benefits can be — and you don't have to pass away in order to enjoy those benefits, either!

Depending on the insurance company, ROP term builds guaranteed cash values in the early policy years that will equal the total premiums paid by the end level term period.

Graded Premium Whole Life — A graded premium policy will also offer premiums that are discounted in the early policy years.

However, with this type of life insurance coverage, there is an initial premium discount in the early policy years, as well as only one premium increase in the future.

This means that a policy is of greatest benefit to an owner when it is well funded in the early policy years when insurance costs are lowest.

In my opinion, unless the amount of life cover in the earlier policy was quite large, it shouldn't be a problem.

During the early policy years, the cash value is the reserve less a surrender charge.