Sentences with phrase «exclusion in the policy»

The bottom line: Read and understand the list of exclusions in the policy, certificate, or description of coverage.
As a result, it is important to understand the different exclusions in each policy.
There are few exclusions in your policy in which there is an option as no coverage.
A major exclusion in all policies involves claims arising from fraudulent or criminal activities committed by or with the knowledge of the insured.
Before you sign on the dotted line, though, run a fine tooth comb on the list of exclusions in the policy.
Special Coverage Form is a Property Insurance form which provides the broadest coverage on an all - risk type basis and covers any possible peril except for those specifically listed as exclusions in the policy.
Obtained the dismissal of a first - party property insurance lawsuit based on the marring exclusion in the policy.
Co. v. Estate of Benson, the court was asked to consider whether insurer could be liable for wrongful death despite its intentional tort exclusion in the policy.
The Defendant refused to pay relying on a pre-existing condition exclusion in the policy.
Most insurance policy contracts contain the Contestable Period Clause and the Material Misrepresentation Clause with the remaining exclusions in some policies and not in others.
This coverage deletes the fellow employee exclusion in the policy.
Understanding the inclusions and exclusions in your policy helps you to chose the optimum coverage and avoid claim - related discontent.
So there's a flood exclusion in your policy, and you're worried about what that means when a pipe breaks, or when the sprinklers go off.
There may be a particular exclusion in the policy about which you are not aware and due to the same exclusion, your claim might get cancelled and that can prove to the worst situation for you or your family.
The landlords (plaintiffs) claimed under their householder insurance policy, but the claim was denied based on the Marijuana Exclusion in the policy.
Check the list of exclusions in your policy and you will find text similar to the following: «We will not pay for any loss under the plan caused by or resulting from: being under the influence of drugs or intoxicants.»
HO - 3 is the most popular type of home insurance policy, and it's the easiest to understand because it covers anything not listed as an exclusion in the policy.
The third type, HO - 3, covers everything that is not explicitly enumerated as an exclusion in the policy.
If an exclusion in the policy applies to the situation, you would not have coverage for defense or to indemnify you against the claim itself.
Get to know all of the exclusions in your policy and either talk to your insurance professional about purchasing separate coverage, or be prepared to pay out of pocket for the damages that are excluded in your policy.
The policy's insuring agreement provided coverage for «all risks of direct physical loss of or damage to the property insured» subject to exclusions in the policy.
HO - 3 is the most popular type of home insurance policy, and it's the easiest to understand because it covers anything not listed as an exclusion in the policy.
If an exclusion in the policy applies to the situation, you would not have coverage for defense or to indemnify you against the claim itself.
Individual home insurance policies are determined by named perils and exclusions in a policy.
Even now, some companies still hold this exclusion in their policies which is why SGLI is still a popular choice for military members vs. others on the market.
There can also be exclusions in your policy - the expenses that an Indemnity Insurance Plan may initially not cover.
Carefully review the limitations on coverage and exclusions in your policy.
Many insurers have attempted to limit uninsured motorist coverage by including an «owned - but - not - insured» exclusion in the policy.
The third type, HO - 3, covers everything that is not explicitly enumerated as an exclusion in the policy.
Get to know all of the exclusions in your policy and either talk to your insurance professional about purchasing separate coverage, or be prepared to pay out of pocket for the damages that are excluded in your policy.
Read the exclusions in your policy to learn about what is not covered.
Regarding the exclusions in a policy, Dr Pradyot Kumar, a neuro - surgeon with AIIMS, Delhi, has a piece of advice for you, «Carefully go through the brochure of the health insurance policy and refer the exclusion mentioned in it.
Be sure you fully understand your homeowners insurance, including your limits and the exclusions in your policy.
If you pass away during the 10 - year term, the death benefit of $ 250,000 would be paid to your beneficiary, subject to any exclusions in your policy.
This period also enables you to have an overview of the exclusions in the policy.
There are so many clauses under insurance policies, so you must consider all the inclusions and exclusions in your policy.
Alongside, make sure you read the terms and conditions thoroughly to be aware of the exclusions in the policy.
Check the exclusions in the policy offer before choosing your home insurance.
Even if you do add a business insurance policy to your homeowners policy, the above aren't guaranteed to be covered, so always make sure you check each exclusion in your policy.
I wouldn't be confident that the website matches exactly the coverage you have (meaning there may be an exclusion in the policy itself).
a b c d e f g h i j k l m n o p q r s t u v w x y z