Sentences with phrase «factor insurers»

Many of the risk factors insurers consider are things you can't control, such as your gender and your age.
One of the biggest risk factors insurers use is past and present tobacco use, and the life insurance application will include questions about smoking and other risky behaviors.
Part of the process of underwriting and setting rates is taking a look at the driver's past to gauge the risk factor the insurer will face in taking them on as a customer.
Your occupation and the locations where you typically drive each are important factors insurers take into consideration.
If you want to save money on your home insurance policy, it helps to understand the key factors insurers use to measure your risks and calculate your rates.
There are several other factors insurers consider when determining your premium (price) for your insurance policy.
One of the biggest factors insurers take into consideration when they set rates is our driving record.
When you are comparing auto insurance quotes you want to make sure of the main factors insurers are looking for to determine your rate.
As you can see, there are a number of different factors an insurer must consider when qualifying you for life insurance as a scuba diver.
This is one of the major factor an insurer is looking for.
If you want to save money on your home insurance policy, it helps to understand the key factors insurers use to measure your risks and calculate your rates.
Other factors the insurer will take into consideration may include your occupation as well as your hobbies.
These are the most common rating factors insurers look at are:
Here are common factors insurers consider when setting your rates:
Robert Passmore, director of personal lines for Property Casualty Insurers Association of America, says that some states set limits on what factors insurers can use in the underwriting process, including marital status and gender.
When talking to an insurance rep, ask about how your credit and C.L.U.E. reports are affecting your rates, as well as how your vehicle is rated by the I.S.O., an agency that sets risk assessment factors insurers use.
There are many determining factors the insurer is going include and if a parent adds the younger driver to the policy the insurer may assign more risk to the multi-policy since the young driver is considered higher risk.
Nebraska Factors Insurers value youth, as you probably guessed.
To better comprehend auto insurance quotes, here are some of the usual factors insurers consider when they offer their products:
Snyder also claimed the CFA analysis ignores many other factors insurers take into consideration, such as traffic congestion, which he said «are more important in predicting loss.»
One of the key factors insurers have added is a controversial one — consumers» credit scores.
In addition to the type, amount and duration of insurance, there are several personal risk factors the insurer considers to determine if you qualify for life insurance and how much to charge for your policy.
Fourth, ask about the risk factors an insurer is willing to cover.
Consumers still don't understand the factors insurers use to determine home insurance premiums.
Here are some factors your insurer may consider.
However, there are some factors all insurers will look for.
Some of the factors an insurer looks at are: make and model of vehicle; credit score; driving history; age, where you live; and how many miles you plan to drive per year.
Every insurer has its own guidelines and while most of the factors an insurer takes into consideration are the same from company to company, each insurer assigns its own weight to these factors.
However, recent market trends suggest that your score may also be a factor insurers are beginning to use more frequently when determining the premium on renters insurance policies.
Another factor insurers consider is the driver's driving history.
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