Sentences with phrase «principal protection»

These annuities are similar to fixed annuities in they offer principal protection.

Enjoy the security of principal protection and the opportunity to earn interest based in part on changes in a market index with a fixed index annuity.

The passive investment opportunities that we find for investors allow them to be «hands off,» increase cash flow, provide principal protection, and generate high rates of return.

High quality bonds can still be used for principal protection and a hedge against stock market risk.

These products are long - term retirement options purchased from an insurance company that guarantee principal protection, tax - deferred growth, and reliable income.

Focused on principal protection, beating inflation, and maintaining regular investment income in that order.

Bond funds differ from individual bonds in that most bond funds and ETFs have no set maturity date for the repayment of principal, and offer somewhat less principal protection.

These notes are backed by high - quality issuers and provide full principal protection if held to maturity, similar to traditional bonds.

Your main goal is principal protection rather than principal growth.

After one develops «enough» principal protection while beating inflation is what it's all about.

We aim to provide positive performance regardless of market, spread or interest rate direction as well as better principal protection and low correlation relative to traditional, long only strategies.

That is, in order to offset the decline in rates the investor might adjust their duration longer to create what is essentially a greater principal protection portfolio.

One could reasonably expect to use a senior loan ETF to draw an income with strong principal protection.

Does the plan include sufficient age - based, risk - based and principal protection options?

Opportunity to earn interest based in part on changes in a market index, coupled with the security of principal protection.

These products offer principal protection from market loss, a predictable, guaranteed retirement income, and can contribute balance to retirement savers» long - term financial plans.

However, upon completion of this due diligence, sponsors may find that stable value funds offer them an attractive combination of characteristics including principal protection, superior investment returns, and relatively low volatility.

Typically, the VA will offer principal protection so that you don't lose money, but it will also charge high annual fees that significantly reduce your money's growth.

DDs evolved out of another type of structured product called absolute return barrier notes; however, DDs lack principal protection and have different embedded options positions, which are yet to be described in the literature.

The structure of ARBNs before 2010 featured principal protection and returned the the absolute value of the underlying asset return within a certain range.

Now he's all about principal protection.

✓ You have money to invest for at least 3 years but want access to it within 10 years ✓ The money you're investing is earmarked for retirement or to be passed on to heirs ✓ You've already maxed out your IRA or 401 (k) contributions ✓ You want greater certainty and principal protection ✓ You have other assets in the market exposed to higher expected returns ✓ You want to preserve some liquidity

To offset this the bond investor can extend their duration from 10 to something like 15 - 20 thereby creating more principal protection for the portfolio and adding a bit of yield at the same time.

Fixed Index Annuities (FIAs)-- Fixed index annuities offer principal protection since your money is not subject to stock market losses.

The combination of a one - year time horizon and the goal of principal protection does not leave much room for Billy to take on interest rate or credit risk.

SEAMARK views any allocation to bonds as safe money requiring principal protection and liquidity.

O'Shaugnessy argued that while bonds appeal to investors because of their inherent principal protection advantage, they have a number of important disadvantages.

Annuities can provide complete principal protection using fixed annuities.

«A fixed indexed annuity provides principal protection from market fluctuations and guarantees a reliable income check that is predictable and will not stop for the duration of your retirement.»

and the features you apply to that annuity (asset protection, guaranteed principal protection, etc...)

While a few have given indexed annuities a bad rap, these insurance products actually have a number of unique benefits, including principal protection, growth opportunity and guaranteed lifetime income, that make them a good retirement planning tool.

Many RIAs like insurance products for principal protection, and they report a continued reliance on insurance products.

Power Index Plus Income offers principal protection with growth potential for your retirement income.

As a retiree, I'm focused on principal protection and ~ 4 % — 5 % total net worth growth.

Typically, the FIA will offer principal protection so that you don't lose money, but it will also charge high annual fees that significantly reduce your money's growth.

In this article, we extend our analysis and valuation of ARBNs to include a new type of product, DDs, that are also linked to the absolute return of an underlying asset within a particular range but lack principal protection.

It will still be based on a fixed annuity chassis and full principal protection, but the call option (typically one year) strategies for potential upside will have a real chance for better than CD returns.

These products offer principal protection from market loss, a predictable, guaranteed retirement income, and can contribute balance to retirement savers» long - term financial plans.

BMO Market - Linked GICs are diversified solutions that combine the performance returns of stocks, mutual funds, and / or stock indices with the added benefit of principal protection.

Many annuities provide principal protection from market downturns, lifetime income, an enhanced death benefit, and other options, either built - in or optional and available for an additional cost.

The broker recommended ABCP, despite being told that principal protection was a must.

ETNs are riskier than ordinary unsecured debt securities and offer no principal protection.

Fixed income investments can provide regular income, diversification from stock risk, and principal protection.

Downside protection — high - quality bonds have tended to outperform the stock market during downturns, when many investors are attracted to a bond fund's income stream and principal protection