Sentences with phrase «than fixed rates»

However, variable rate loans can sound scary up front, even though their interest rates are typically lower than a fixed rate loan.

Variable interest rate loans are usually offered at lower rates than fixed rate loans, but can be risky because the student loan rates could rise significantly in the future.

Adjustable rate mortgages typically start off with lower rates than fixed rate mortgages early on.

An ARM typically offers a lower interest rate than a fixed rate mortgage for the first several years and then adjusts annually for the remainder of your mortgage term.

Also, a benefit of this option is that your risk is limited because your rate adjustment is capped at 5 % which is about 1.5 % higher than fixed rate loans today.

If you're refinancing and want lower payments than a fixed rate mortgage, consider an Adjustable Rate Mortgage.

Adjustable rate mortgages are useful for borrowers because the introductory rate is usually lower than a fixed rate at the time of purchase.

However you may still make investments: it just has to be in places where you get a share of profit, rather than a fixed rate of return.

But adjustable mortgage rates offer lower interest rate than the fixed rate for three, five or seven years.

Most private student loans have variable interest rates that are higher than the fixed rates offered by federal loans.

Even when the variable portion changes, the rate may be different because of the fixed rate of your bond may be different than the fixed rate of a new bond.

But since the credit line reverse mortgage is only available in an adjustable rate, many may wonder why this option is even more popular than the fixed rate that is also available.

A variable rate loan usually offers a lower initial interest rate than a fixed rate student loan, but because the rate can fluctuate over time, it also presents a greater risk.

Variable rate mortgages have proven to be better than fixed rate mortgages with exceptions in the early 80's and 90's when rates went into the teens.

Historically variable rate mortgages have been less expensive than fixed rate mortgages.

Variable interest rates are different than fixed rates because they can change on a regular basis.

Even so, variable rates are sometimes considered riskier than fixed rates because they can fluctuate with shifts of the economic markets.

Variable rates are generally riskier than fixed rates and certainly aren't for everyone.

Variable - rate student loans are more complicated than fixed rates.

ARM's have lower interest rates during the fixed initial term than fixed rate mortgages.

The one clear benefit that a floating interest on a home loan has been that it is cheaper than a fixed rate by at least 2 to 2.5 %.

Once again, that would make the variable rate loan less attractive than the fixed rate loan.

Historically, variable annuities have offered better returns than fixed rate annuities.

Demand for yield combined with the benefits of floating rate interest payments and better security provisions than fixed rate junk bonds all helps to draw attention to this asset class.

An ARM may come with a lower monthly payment amount than a fixed rate mortgage, which means you may qualify for a larger mortgage.

Even in this scenario, your ending monthly payment and total interest paid would be lower than the fixed rate plan above — even though your ending interest rate is much higher.

Variable rates tend to have a wider range than fixed rates and can potentially get you a better deal on your interest than even federal student loans — if you have excellent credit.

Although variable rates are riskier, they do tend to be lower than fixed rates historically.

Variable interest rates often start lower than their fixed rate counterparts.

But over the long term, the costs are far less stable or predictable than fixed rate mortgages.

Basically, a home equity lines of credit are offered at variable rates of interest rather than a fixed rate.

Depending on the market, however, they may be higher than fixed rates at times.

An adjustable rate mortgage may get you started with a lower monthly payment than a fixed rate mortgage, but your payments could get higher when the interest rate changes.

Adjustable rate mortgages are useful for borrowers because the introductory rate is usually lower than a fixed rate at the time of purchase.

If you get an offer for a variable rate that's a lot lower than your fixed rate offer, you could still save money over the life of the loan.

Well, variable rates tend to start out lower than fixed rate student loans.

How much lower is a variable rate than a fixed rate for student loans?

The upside of a variable rate loan is that you might pay less in interest than a fixed rate loan if the index rate stays low.

A variable rate mortgage typically offers more flexible terms than a fixed rate mortgage.

In return for the greater risk, borrowers receive a lower initial rate than a fixed rate mortgage of the same amount and duration.

So, for a buyer or refinancing homeowner that doesn't plan to keep the mortgage long, an ARM could be better than a fixed rate.

In return for the greater risk, borrowers receive a lower initial rate than a fixed rate mortgage of the same amount and duration.

ARM rates across America show more variation than fixed rates.

Although floating rate notes are less sensitive to interest rate risk than fixed rate securities, they are subject to credit and default risk, which could impair their value.

ARMs operate differently than fixed rate loans.

Although floating rate notes are less sensitive to interest rate risk than fixed rate securities, they are subject to credit and default risk, which could impair their value.

However as you correctly pointed out if I've only got six months left to go on my mortgage or a year or two even, then the variable rate is probably less than the fixed rate.

HELOCs generally have variable interest rates which are generally riskier to the borrower than fixed rate loans.

HELOCs generally have a variable interest rate, rather than a fixed interest rate, and the initial interest rate on the line of credit is oftentimes lower than the fixed rate charged on a home equity loan.