Sentences with word «unbonused»

If that's still possible, then LANPASS's distance - based award chart may still offer out - sized value, if you can redeem miles earned on unbonused spend for premium awards without paying extortionate fuel surcharges.

She then asked me for my form of payment, and I handed her my Barclaycard Arrival World MasterCard, since it's my most lucrative card for unbonused spend categories.

As I mentioned, the public information is very ambiguous on point value and unless I know for certain I am going to get better than 2 % on unbonused spending, I am not going to be putting too much spending on it.

Upshot: The bonus here is anemic so this card is best for those «severely allergic» to annual fees, in a position to attain Platinum Honors, and likely to have large amounts of unbonused spend.

After I pay off my Chase Slate balance at the end of the month, I'll call to request a product change to the Chase Freedom Unlimited, which earns 1.5 Ultimate Rewards points per dollar spent everywhere, and that card will enter my rotation as a go - to card for unbonused manufactured spend.

That means the most expensive Ritz - Carlton property in the world requires just $ 23,333 in unbonused spend on the Starwood Preferred Guest American Express, or $ 18,667 in spend for stays of exactly 5 nights.

But reasonable people disagree, and might instead manufacture spend primarily at unbonused merchants using cards like the Starwood Preferred Guest American Express or Chase Freedom Unlimited.

For me, the best question is: «Which program is best to earn free nights via unbonused credit card spend?»

Along with a partner you could book any integer multiple of 2 nights at a top - tier 70,000 - point property for 35,000 points per night, or $ 7,000 in otherwise - unbonused credit card spend per night.

Unbonused min spend is always justifiable towards dining in my mind.

How much unbonused spend would you really put on the MileagePlus Club card?

And finally, if you're moving heaven and earth to earn as many Hilton Honors points as possible for a big upcoming aspirational redemption, then earning a bunch of them through unbonused spend may offer an advantage over grinding out bonused spend on a Hilton Honors Surpass American Express.

As indicated above, it's possible to earn Asiana Miles with a Starwood Preferred Guest card earning 1.25 Asiana Miles per dollar spent on otherwise unbonused spend.

If you need to top up your account, you'll get a better earning ratio transferring Starpoints in 20,000 - Starpoint increments and earning 5,000 bonus Miles & More miles than you will putting additional unbonused spend on their Barclaycard credit card.

Not great, but not bad for a category of unbonused spend that was previously impossible to generate points on in a cost effective manner outside of meeting a sign up bonus (spend that could be put elsewhere to get the bonus).

In the case of Delta SkyMiles earned at 1.4 SkyMiles per dollar spent with my American Express Delta SkyMiles Platinum credit card, I earned roughly 2.7 % back when redeeming those miles for my partner's first class ticket, which is quite strong for unbonused manufactured spend.

While manufacturing gas station and grocery store spend with the Surpass, you could add on $ 10,000 per calendar year in unbonused spend to the Reserve card and earn 30,000 HHonors points and a free weekend night certificate on each account anniversary.

Hopefully it's pretty obvious why using this card for unbonused spend (1 Avios / $) is a poor idea but, for the sake of argument, let's assume you're someone who's going to book a few British Airways flights and therefore earn 3 Avios for every dollar you're spending... here's why the card still isn't as great idea.

For me, that means using cards exclusively at merchants where my spend is bonused, while using my cash back cards at cheap, unbonused merchants and for American Express gift cards.

For example, you could earn 1.5 points per dollar on a Freedom Unlimited card and transfer them to a Sapphire Reserve account to take advantage of the higher redemption value, but that would be identical to simply earning the points at 1 point per dollar via unbonused spend on the Sapphire Reserve card in the first place.

Still, 2 % is a perfectly reasonable return on unbonused manufactured spend, so the card still has its uses to me.

In order to earn $ 75 worth of value out of this card through mileage redemptions earned from everyday spending, a reasonable estimate is about $ 3,750 of unbonused spending.

At roughly 1 cent per point, that would give you a roughly 3 % return on your unbonused Starwood Preferred Guest American Express purchases.

Unbonused spend is even simpler, since by definition is has to be much cheaper than bonused spend to be worth engaging in.

This month I paid off the balance on my Citi Double Cash, and have already started using the card to manufacture unbonused spend.

Currently if you spend more than $ 120K in a year on a FlexPerks card the unbonused earning rate drops from 1 point per dollar to 1 point per every 2 dollars.

I generally know at the beginning of each month what my goals are in terms of both bonused and unbonused spend: I'm going to spend a certain amount of money at grocery stores, gas stations, drug stores, office supply stores, etc., and put a certain amount of bonused spend on certain cards.

But for unbonused spend, even at the worst bonus tier, the 10k additional spend for 25k avois, that's 3.5 x for unbonused spend vs max of 1.5 - 2x for the transferrables.

I don't use my Citi Prestige card for unbonused spend — I prefer to use my Starwood Amex card for all my unbonused spend as I value Starpoints over Citi ThankYou points.

Unless you happen to have a booking you need to make with British Airways all of the spend you put on the British Airways Visa card will be unbonused — so you're just earning 1 Avios per dollar.

But I value them highly enough to put a lot of my unbonused spend on to my SPG Amex cards and I do my best to earn bonus Starpoints whenever the opportunity arises.

I use my card for any unbonused spend I have as, with my valuation of Starpoints (around 2.2 cents each), that gives me the best return on my spend.

At that ratio, $ 25,000 in unbonused spend on a new «Black» Bank of America Virgin Atlantic credit card would earn 191,250 Honors points, or 7.65 Honors points per dollar of unbonused spend.

Even in the final stage of the signup bonus earning the equivalent of 2.8 Ultimate Rewards per dollar of unbonused spend is a good value compared to other unbonused opportunities.

But in reality, a travel hacking practice that includes both unbonused spend and bonus spend would allow you to deploy your bonused spend towards cards like the Asiana Visa Signature, which earn bonus miles, and your cheaper unbonused spend towards flexible currencies like Starpoints.

If your unbonused spend costs roughly 33 % less than your grocery store spend and earns you 38 % fewer Asiana Miles (1.25 versus 2 Asiana Miles per dollar), then you're facially better off earning the Asiana Miles directly.

The first $ 15k of spending results in miles per dollar ratios which are much higher than the unbonused earning available on most travel cards.

These spending requirements are relatively steep, so let's look at the earning rates to help you determine it (including the 1.5 miles per dollar this card earns on all unbonused spend):

@Ken — I definitely love the SPG card for unbonused... I've found the Citi Access to be great though for online; it may not hurt to try to call and see if you can product change — I think this is one of those cards that is worthwhile even without the sign - up bonus!

With a point value of 0.8 ct / pt that gives you a maximum earn rate of 4ct / $ at hotels, 1.6 ct / S of bonus spend and 0.8 ct / $ unbonused spend — I'd recommend to use higher - earning cards for travel spend (like the Citi Prestige card) or unbonused spend!