Sentences with phrase «variable life insurance policy»

The cash value of variable life insurance policies can grow at a much faster rate and in certain cases can be used to pay premiums.

In addition, there are universal life insurance and variable life insurance policies which offer a combination of term life insurance and a savings element.

Whole life, universal and variable life insurance policies offer permanent coverage.

When it comes to your investment choices on variable life insurance policies and variable annuities, life insurance companies seem to think so.

Variable life insurance policies allow you to make investment choices as you can opt to have you money invested in bonds, stocks or a money market fund.

In addition to these investment options, variable life insurance policies generally have a fixed interest investment option provided by the insurer.

However, we urge you to be careful as variable life insurance policies often come with higher fees than other cash value life insurance policies.

Variable life insurance policies combine a permanent life insurance policy with the opportunity to build cash value via investment income.

Contact a Trusted Choice member agent today to get your questions answered about variable life insurance policies.

There three different variable life insurance policies and a choice of over 50 underlying investment options or a fixed rate option.

The only downside is that it will be harder to access your money for a period of time, but even variable life insurance policies have surrender and withdrawal fees.

Most variable life insurance policies are sold as a variable universal life insurance.

However, we urge you to be careful as variable life insurance policies often come with higher fees than other cash value life insurance policies.

If you think variable universal life insurance is just some aspects of universal and variable life insurance policies mashed together... well, you're mostly right.

Single premium variable universal life insurance is an alternative to a standard variable life insurance policy.

The cash value of variable life insurance policies can grow at a much faster rate and in certain cases can be used to pay premiums.

Variable life insurance policies allow you to invest a portion of your premium into the insurer's separate account, similar to a mutual fund - style of investing.

In addition to these investment options, variable life insurance policies generally have a fixed interest investment option provided by the insurer.

If you have any questions about variable life insurance policies or about the other kinds of insurance that you can buy, please contact one of our agents today.

The only downside is that it will be harder to access your money for a period of time, but even variable life insurance policies have surrender and withdrawal fees.

If you think variable universal life insurance is just some aspects of universal and variable life insurance policies mashed together... well, you're mostly right.

In a standard variable life insurance policy, premiums are paid periodically over many years.

Withdrawals from variable life insurance policies are only restricted by the amount of cash value available.

IncentiveLife Optimizer ® III and IncentiveLife Legacy ® III are flexible premium variable life insurance policies that are issued in New York and Puerto Rico by AXA Equitable Life Insurance Company (AXA Equitable), NY, NY and in all other jurisdictions by MONY Life Insurance Company of America (MLOA)(AZ stock company, administrative office: Jersey City, NJ).

While this makes variable life insurance policies a better investment option than whole life policies — the potential for higher, tax - deferred growth makes it a «super-IRA» — you can only invest in the sub-accounts available through your policy.

Advantages of an indexed universal life insurance policy may include above - average returns when the stock market does well, but protection when it doesn't — a feature many variable life insurance policies do not offer.

Sometimes referred to as «super-IRA,» variable life insurance policies grow tax - deferred, which means your annual growth doesn't need to be reported to the IRS.

For more information on variable life insurance policy options - or other types of life insurance - give us a call at 1-844-733-5433 and talk with a Protective Life Agent.

It is important to note that at this time, Phoenix Life Insurance Company is not offering any new variable life insurance policies to clients.

Variable life insurance policies got their name because when premiums are paid into the plan, the portion of the premium that is allocated to the investment portion of the policy will «vary,» as it is subject to the up and down fluctuations of the underlying equity market.

You're more likely to find survivorship universal life insurance or survivorship variable life insurance policies.

Prudential Life Insurance Company offers two variable life insurance policies so you can pick an option that is best - suited for your risk level and tolerance in the investment portion.

They fund benefits payable under variable annuity contracts and variable life insurance policies issued by life insurance companies.

Withdrawals from variable life insurance policies are only restricted by the amount of cash value available.

An example of an insurance product being sold by some company is a type of variable life insurance policy that allows the insured person to claim the insurance amount coverage at a fixed time in the future in the event that the person does not die in the stipulated time.

IncentiveLife Optimizer ® III and IncentiveLife Legacy ® III are flexible premium variable life insurance policies that are issued in New York and Puerto Rico by AXA Equitable Life Insurance Company (AXA Equitable), NY, NY and in all other jurisdictions by MONY Life Insurance Company of America (MLOA)(AZ stock company, administrative office: Jersey City, NJ).

Most variable life insurance policies offer upward of 50 different kinds of sub-accounts.

Variable Life Insurance policies combine the benefits of a Permanent Life Insurance Policy with the benefits of a savings account, with which you can invest in stocks, bonds, money market accounts or mutual funds.

While this makes variable life insurance policies a better investment option than whole life policies — the potential for higher, tax - deferred growth makes it a «super-IRA» — you can only invest in the sub-accounts available through your policy.

Variable life insurance policies allow you to invest a portion of your premium into the insurer's separate account, providing access to professionally managed investment options.

Prudential offers three different variable life insurance policies that you can choose from.

Most Variable Life Insurance policies are sold with a prospectus, and are regulated by Federal Securities Laws.

Contact a Trusted Choice member agent today to get your questions answered about variable life insurance policies.

Cash value life insurance can range from a traditional level premium whole life policy to a single premium whole life policy to a universal life policy to a variable life insurance policy or a variable universal life policy.

The premiums on a variable life insurance policy will eat into the gains you could make from the money you are paying.

Withdrawals from a variable life insurance policy count as untaxed income to the beneficiary on financial aid application forms.

Please always consider the charges, risk, expenses, and investment objectives carefully before purchasing any financial product, including mutual funds, a variable life insurance policy or variable annuities.

Amounts in a variable life insurance policy's investment portfolios are subject to fluctuation in value and market risk, including loss of principal.

A universal life or variable life insurance policy is a contractual agreement in which premiums are made to an insurance company.