Debt consolidation programs are formulated to help those neck deep in debt for consolidating their bill payments and ultimately becoming absolutely debt free for the rest of their lives. (debtconsolidation.co)
If you're already deeply in debt for college expenses, it's probably best to make do with the funds you have. (lendkey.com)
Another thought: Instead of investing in a debt fund (and making a separate investment in an equity fund), invest in a hybrid fund, to reduce tax. (vipinkhandelwal.com)