Monthly premiums for return of premium term policies are usually much higher than for term policies without the repayment feature. (term-life-online.com)
And when you get to a point where you want a more reliable premium payment, you can change the death benefit to level or level with return of premium. (insuranceandestates.com)
Cost basis is generally the price paid for your shares, adjusted for return of capital, certain corporate actions, and any sales charges or transaction fees. (homesteadfunds.com)