If you do not have collateral available or have questionable credit which can not be fixed in time, then it can be beneficial to get a cosigner when seeking a fast personal loan. (stockmonkeys.com)
Once you take out a federal loan, the interest rate is fixed for life — to get a lower rate, you can refinance with a private lender. (credible.com)
This is a bit drying in colder weather but nothing which can't be fixed by good moisturizer but this is definitely not suitable for people with dry skin. (senseiteve.com)