Premium allocation charges are nil for single ay from 2nd year onwards.3 % of the premium for 2nd to 5th policy year for both 5 pay and regular pay. (comparepolicy.com)
For an interest - rate swap that is not changed or terminated before maturity, the value of the swap — positive or negative — during the term to maturity is irrelevant, as it will always be nil at maturity. (abnamro.com)
3 % of the premium charge for 6th to 10th policy year for regular pay and subsequently the charge is nil for regular pay. (comparepolicy.com)