Let's say I take out a personal loan at my credit union with «0» to 4.5 % interest with a payment I can afford from my personal income. (money.stackexchange.com)
People were quick to point out that interest rates on deposits at credit unions were usually much higher than at banks and interest rates on loans were generally lower. (getrichslowly.org)
Look at credit unions, online banks or even traditional banks. (clark.com)