Sentences with phrase «by one's insurer»

The amount is derived as 7.5 % of the net premium paid by insurer in individual cases and 15 % for group plans.

These are rates offered by insurers for people in much better than average health and the savings can be significant.

Plans and coverage amounts may vary by the insurer offering coverage, and which type of plan is chosen by your employer.

One point that should not be missed out that the range of no claim bonus provided by your insurer varies from 50 % to 100 %.

That rule could then be used by insurers for plan design; however, it is anticipated that the final rule may be subject to legal challenges that could delay implementation.

The conditions covered by each insurer varies but generally include cancer, a heart attack, a stroke and multiple sclerosis.

It is a document issued by the insurer as an evidence of the contract between the insurer and the life assured.

PAC is deducted upfront from the premium paid by the insurer on a yearly or monthly basis, depending on the company and your premium paying frequency.

Any permanent life insurance policy that does not provide dividends issued by the insurer for the benefit of the policy holder.

Cash value builds at a fixed rate determined by the insurer.

In a typical spinal cord injury claim, the claimant's fees are paid by the insurer of the entity that recorded the accident.

The renters insurance rates charged by insurers vary by company but they all cover the same general items.

It wouldn't have gotten to a lawsuit, only a liability claim, and even then defense costs would have been borne by the insurer.

Although there are some monetary limits set by insurer on the things lost during any unfortunate event, still car insurance premium can not work for your oversight.

Because you're exposed more, we recommend higher coverage limits - more of the claims brought against your bodily injury protection will be covered directly by your insurer.

You never want to have a home insurance policy cancelled by an insurer as things can get very difficult and expensive for you when you attempt to find new coverage.

You can also choose to port into a fresh plan offered by another insurer if required.

You may need to find out the assumptions made by these insurers so as to ensure that you are comparing likes with likes.

It's the only state in which ride - sharing companies by law can not buy the coverage required by insurers.

People in poor health may have to take the exam if they have too many health issues, and they could flat - out be denied by insurers.

Some hobbies may be considered risky by insurers with very detailed underwriting guidelines.

After referring to two exceptions to the «usual rule» regarding special costs, the court effectively created an additional exception for cases of unlawful denial of coverage by an insurer.

The surrender value payable by the insurer will be considered as an income in the year of receipt and it is taxable as per your current income tax bracket rate.

Of course, these homes will carry higher interest rates because they are considered a higher risk by insurers.

The amount paid by the insurer at this time is known as the maturity claim.

The Claim Settlement Ratio refers to the percentage of the total number of claims settled and resolved in a certain year to the claims that have been received by an insurer in a year.

Individuals now only need to pay for an initial deposit, which is also reimbursed by the insurer.

In general, if living benefits are held by the insurer under an agreement to pay interest, the interest payments are taxable in full when distributed or simply credited to the account.

Claim settlement ratio is the number of claims settled by the insurer over the total claims it receives.

Cash value can be invested in certain aggregated portfolios offered by the insurer which are similar to mutual funds.

On the majority of policies sold by insurers, the premiums are guaranteed for the term you have bought.

To reduce premiums, consider enrolling the young driver in a defensive driving class approved by your insurer.

Instead, this should be fully funded by the insurers of the person who caused the accident.

The details would be scanned and matched up with the data given by the insurers.

A guaranteed surrender value is defined by regulations and special surrender value is defined by the insurer differently for each plan.

Brokers are not appointed by insurers, and they submit applications on behalf of buyers in order to solicit insurance quotes from insurers.

With this insurance, the value of a financial index such as a stock index chosen by your insurer is the basis for the interest you earn on your policy's cash value.

We want to give you the peace of mind that comes with knowing you are covered by an insurer who has your best interests at heart.

On the other hand, the cash value account is not given to the policyholder or beneficiaries at any point but is retained by the insurer.

He adds it doesn't matter the size of the court award, drivers will only be compensated by insurers up to their policy limit.

As with most aspects of an insurance contract, the coverage area is there to reflect the risks assessed by your insurer.

This would be handled by your insurer — you might have to answer a few questions, but your involvement in the process is generally going to be pretty minimal.

He is an individual whose life is insured by the insurer and upon whose death; the nominee or the beneficiary receives the sum assured.