Sentences with phrase «loan risk»

Lenders will view you as a better loan risk if you have more equity to invest in the property that is securing the loan.

Banks are often reluctant to accept a business loan risk if their investment is not financially protected with life insurance to cover business loans to the borrower.

Evaluate loan risk by verifying loan application information and verifying application information against loan criteria guidelines and standards.

It may seem like collateral eliminates a lender's loan risk entirely because one way or the other it can recover its money.

Investors are compensated nicely for leveraged loan risk while enjoying higher - returns as rates inevitably rise from historic lows.

But lenders, as well as the government - sponsored enterprises that buy loans from them, do price for local loan risks in ways that lead to minor regional variations in mortgage rates.

They assess bank management, determine loan risk level, and analyze balance sheets.

Property owners like these markets because there is less competition than larger markets; lenders can obtain a higher rate since loan risk is higher in smaller markets.

This clarity will mean that lenders won't be afraid of loan risk nearly to the extent that they now...

Since it is clear that most payday loan borrowers have extensive pre-knowledge of the payday loan risks before they borrow, we wanted to find out if they had considered other lending options before going with payday loans.

Sub-prime mortgages have a higher interest rate to make up for the higher loan risk when they offer you this loan.

However, if rates run too high due to inflation, firms borrowing with floating - rate loans risk default as debt servicing costs rise precipitously.

-LSB-...] Subprime Loan Risks (Bloomberg) The Biology of Risk (NY Times) Shiller CAPE Peaches Smell Like BS (Investing Caffeine) Here's Why the Student Loan Market Is Completely Insane (Businessweek) A Bazillionaire's -LSB-...]

Filed Under: Student Loans Tagged With: College, Credit, Debt, Private Student Loans, student loan, Student Loan Risk Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities.

When setting the asking price of an investment property, cap rates tell part of the story but properly factoring in the lender's loan risk assessment criteria substantially increases the buyer's prospects of procuring other people's money.

The mortgage giant is offsetting loan risks by tapping the reinsurance industry to guard against future losses.

The resulting competition to lend leads originators to expect loan risk to increase marginally in the face of moderating returns.»

Companies with healthier finances and carefully thought - out expansion plans have convinced Providence, R.I. - based Citizens Bank that they are good loan risks, says Quincy Miller, head of business banking.

According to the Federal Student Aid Office of the Department of Education, individuals who fail to pay their loan risk penalties such as: mounting interest payments, loss of deferment eligibility or the ability to be placed on a payment plan, loss of access to future credit, garnished wages, and an inability to buy or sell assets.

A larger down payment means you're accepting some of the loan risk and possibly even lowering the amount of the loan.

Contrary to other insurance policies required for different aspects of a loan risk, Payment Insurance is required by the borrower.

While you should never borrow money just because, it is never a bad thing to open an account and pay it off as soon as possible just to show that you are still a good loan risk.

It will nick your FICO score temporarily, but it probably won't dent it enough to make you a loan risk.

Refinance: The replacement of a loan (mortgage) with a new loan at a lower interest rate and under different terms and conditions, often reducing monthly payments, the term of the loan, or the loan risk.

In mortgage lending, loan risk can be loosely grouped into 5 categories.

What it means: The regulator is urging banks (federally regulated financial institutions, or FRFIs) to stop relying solely on computer models and databases to evaluate home values and loan risk, and to see the homes in person through on - site appraisals.

• Loan risk is expected to increase in 2014.

This directly benefits investors by lowering both marketplace costs and loan risk.