Sentences with phrase «one's primary health insurance»

With primary health insurance in the home country, it covers up to the chosen policy maximum for age below 65.

This coverage requires that you first claim directly with your own primary health insurance provider before claiming for medical expenses with your travel insurance provider.

Unlike primary health insurance policies, not all travel insurance policies provide direct payment to medical providers when care is needed.

For example, a policy designed to cover one specific illness, such as a cancer policy, is considered secondary health insurance if the policyholder has a broad primary health insurance policy.

If you have good primary health insurance, secondary coverage is probably adequate for most travel and may be less expensive.

Though primary health insurance policies may not provide access to this service abroad, certain travel insurance policies allow travelers to contact a physician with questions prior to seeking care.

There are a few plans that do require applicants to have primary health insurance in order to be eligible for coverage.

Supplements primary health insurance coverage by providing you with a pre-determined fixed benefit amount for those extra, unbudgeted expenses that arise.

This HDFC Ergo top up plan supplements one's existing primary health insurance cover by insuring one for a larger sum insured limit at lower cost, thereby providing a wider coverage at a much lesser cost.

The traveler's primary health plan must be in effect at the time of any claim; and Medicaid, Medicare, and V.A. health benefits do not count as primary health insurance.

PLEASE NOTE: Medicaid and V.A. health plans do not constitute primary health insurance because they are not defined as the first payer of medical claims.

Mary's primary health insurance insurer has the 80/20 co-insurance, and her secondary insurer through Johnathan.s work has an 80/20 co-insurance clause as well.

Mary's primary health insurance carrier has an 80/20 co-insurance clause on dental benefits.

As long as you maintain primary health insurance in the U.S. or are enrolled in Medicare, Voyager Choice will provide coverage for pre-existing conditions, a unique feature not found in the most short term travel medical insurance plans.

Exception: Patriot Platinum International covers up to $ 20,000 for a sudden recurrence of pre-existing conditions without primary health insurance in the home country for age below 65.

This coverage requires that you first claim directly with your own primary health insurance provider before claiming for medical expenses with... Read More

NOTE: Medicaid and V.A. health plans do not constitute primary health insurance.

The plan does require you to have primary health insurance in place, but there is no exclusion for pre-existing conditions.

The term «secondary health insurance» is often used synonymously for supplemental health insurance and works as additional insurance that pays for services a primary health insurance policy does not cover.

Depending on where travelers are heading and their primary health insurance, they may need to secure short - term medical coverage for their trip.

It is common for a primary health insurance policy and auto insurance policy to contain contradictory language regarding which policy is first obligated to pay medical bills.

This plan is designed to fill the gaps in the coverage your primary health insurance provides.

You must have primary health insurance to receive coverage from this plan.

These plans are only available to travelers who are leaving their home country and require medical insurance that will fill the gaps in their primary health insurance coverage.

This can help to cover costs not covered by your primary health insurance.

However, you should check the plan details for further information on a specific product as there are a few plans that do require applicants to have primary health insurance in order to be eligible for coverage.

In cases where travel health insurance benefits are secondary, the insured must already have a traditional health insurance plan in the U.S. Expenses someone's primary health insurance will or will not cover while traveling does not affect their secondary coverage.

A critical illness policy compensates the insured for any loss of income, and should not be your primary health insurance plan

When you are covered at home by Medicare, a travel health insurance plan acts as your primary health insurance when you go abroad.

These plans are primary health insurance for longer episodes of international living.

TripProtector — most popular plan Excellent all - around traveler protection with high medical and evacuation limits Coverage for U.S. residents with a primary health insurance plan who are under age 85 and traveling more than 100 miles from home.

TripProtector Preferred A plan for those up to age 85 with high medical limits and excellent identity theft protection Excellent, high - limit coverage for U.S. residents with a primary health insurance plan, under age 85, and traveling more than 100 miles from home.

The Drawbacks: This plan requires travelers to have a primary health insurance plan, to be under age 85, and a resident of the U.S. Benefits limited for claims resulting from skiing or underwater diving.

When you're making a travel medical claim, it means you should make a claim on your primary health insurance coverage first and then settle the remainder of the medical claim with your travel insurance provider.

It's designed for travelers who have primary health insurance.

For a relatively minor incident that can be easily treated with an emergency room visit, you'll have the secondary travel medical coverage you need to cover your out - of - pocket expenses after your primary health insurance covers their out - of - network portion.

If your primary health insurance doesn't provide adequate coverage, the right travel insurance plan can provide worldwide medical insurance.

Voyager Essential Essential travel medical coverage for trips up to 181 days — includes downhill skiing and SCUBA International health insurance for U.S. residents with a primary health insurance plan who are under age 75 and traveling outside the U.S..

Voyager Choice An international health plan for those up to age 84 with pre-ex included International health coverage for U.S. citizens who have a primary health insurance plan, are under age 85, and traveling outside the U.S. Includes pre-ex if purchased early and automatically includes downhill skiing and SCUBA accidents (with some ocnditions).

Other Insurance or Benefits - a copy of an Explanation of Benefits Statement or other evidence of payment, denial of benefits, or claim status (retain originals for your records) from your primary health insurance provider.

In the event of a health insurance claim, the primary health insurance plan will pay out first, then the second one will kick in to pay towards the remaining cost that the first plan didn't cover completely.

Therefore once the primary plan pays the reasonable and customary amount there may still be a balance due on a particular health care service if the health care provider was charging more than what the primary health insurance plan felt was reasonable and customary.

Depending on where travelers are heading and their primary health insurance, they may need to secure short - term medical coverage for their trip.

The secondary health insurance plan, unlike the primary health insurance plan under the coordination of benefits, can take into consideration what health insurance benefits were provided to the patient in the primary health insurance plan.

The way that it works is that one health insurance plan becomes identified as the primary health insurance plan.

Other Insurance or Benefits — a copy of an Explanation of Benefits Statement or other evidence of payment, denial of benefits, or claim status (retain originals for your records) from your primary health insurance provider.

Be sure to check with your primary health insurance provider to see if you might need medical coverage for your trip and consider adding travel insurance to your checklist.