Sentences with phrase «return on the cash value»

Whole life insurance has a guaranteed rate of investment return on the cash value of the policy.

Our recommended companies offer a guaranteed interest rate return on the cash value in the policy.

However, there are no guaranteed returns on your cash value investments and your premiums may increase over time if your cash value performs poorly.

This product is designed for people like you seeking permanent coverage with the opportunity for higher return on cash value to supplement retirement income.

However, permanent whole life insurance can offer the same thing along with a guaranteed, tax favorable return on the cash value.

It is only then can you really calculate the so called rate of return on the cash value portion of your whole life insurance policy.

Whole Life policies are also popular because of their guarantees which are usually available through the premiums and a guaranteed interest rate return on your cash value account.

Typically, the death benefit and an annual return on the cash value is guaranteed.

The final death benefit in this case gives you a good return on your cash value.

The traditional permanent or whole life insurance ensures the policy owner of minimum returns on the cash value.

These policies allow a positive return on the cash value — typically up to a certain set maximum or «cap» — when an underlying index performs well during a given year.

A whole life insurance policy offers both a guaranteed death benefit, and a guaranteed return on the cash value growth that is set by the insurance company.

Question: For my current federal income tax filings, are the gains or returns on my cash value taxable?

The overall rate of return on the cash values inside traditional whole life contracts has not always been competitive in a before - tax comparison with alternative investments.

So any investment I could make with that loan amount that earns more than 4.4 % will add value ON TOP OF the tax - free return on the cash value!

Our recommended companies offer a guaranteed interest rate return on the cash value in the policy.

There is a guaranteed investment return on the cash value.

However, permanent whole life insurance can offer the same thing along with a guaranteed, tax favorable return on the cash value.

A traditional whole life insurance policy gives you a guaranteed minimum rate of return on your cash value portion.

However, there are no guaranteed returns on your cash value investments and your premiums may increase over time if your cash value performs poorly.

Typically, the death benefit and an annual return on the cash value is guaranteed.

CFA's Rate of Return (ROR) service estimates «true» investment returns on any cash value life insurance policy — whole life, universal life (fixed or indexed) or variable universal life (cash values in mutual - fund - like accounts).

If that index performs well, you have an opportunity to earn a higher return on your cash value based on the IUL's participation rate and cap rate.

Premiums and the rate of return on the cash value accumulation are guaranteed.

A whole life insurance policy guarantees a certain percentage return on the cash value and compares well with other conservative savings vehicles like CDs, Feldman says.

Sagicor's fixed indexed single premium whole life insurance policy can allow the policyholder to reposition certain low - interest producing assets such as CD's (certificates of deposit), or money markets — and possibly even a fixed annuity — and obtain the opportunity to earn a higher return on the cash value in the policy.

For example, the benefits of an IUL include the opportunity to earn a higher return on your cash value based on the IUL's participation rate and cap rate.

With interest - sensitive whole life insurance, you can have more flexibility with your life insurance policy such as increasing your death benefit without raising your premiums depending on the economy and the rate of return on your cash value portion.

CFA's Rate of Return (ROR) service estimates» true» investment returns on any cash value life insurance policy — whole life, universal life or variable life.

The «Accumulator» product is a traditional universal life policy with a guaranteed return on cash value.

Also, it's important to note the fluctuating rate of return on cash value in this particular whole life insurance policy.

While the guaranteed rate of return on the cash value may be lower than other financial products, it can lower the overall volatility of a portfolio (though this benefit assumes you have a breadth of existing investments).

You also get a guaranteed rate of return on your cash values.

Whole Life policies provide a guaranteed amount of death benefit (in this case $ 250,000) and a guaranteed rate of return on your cash values.

It provides you with the certainty of a guaranteed amount of death benefit and a guaranteed rate of return on your cash values.

Most Universal Life policies will also provide a guaranteed rate of return on your cash values, with one important exception.

This contrasts with a fixed deferred annuity, which earns a fixed, guaranteed rate of return on cash values.

A whole life policy is the most straightforward permanent policy because everything is fixed and guaranteed — the annual price you pay, the death benefit and the return on cash value.

You also get a guaranteed rate of return on your cash values.

Using the Linton Yield Method, these returns are found by imputing values to the death protection, using market term life rates, and then deriving estimated investment returns on the cash values.

Whole Life policies provide a guaranteed amount of death benefit (in this case $ 250,000) and a guaranteed rate of return on your cash values.

Most Universal Life policies will also provide a guaranteed rate of return on your cash values, with one important exception.

Annuity, Fixed Deferred An annuity that earns a fixed, guaranteed rate of return on cash values.

It provides you with the certainty of a guaranteed amount of death benefit and a guaranteed rate of return on your cash values.

Whole life, according to Life Happens, provides you with a guaranteed death benefit and a guaranteed rate of return on your cash values.

A whole life policy guarantees a certain payout at the time of your death and a certain rate of return on your cash values.