Sentences with word «subaccount»

Visit our variable annuity performance center to review the performance of subaccounts offered by Annuity Investors Life Insurance Company's variable annuity products.

Deferred variable annuities * invest in subaccounts (similar to mutual funds), which fluctuate with the market.

It's important to be able to make a significant investment over the first several years as this initial investment of premium «primes the pump,» meaning that, assuming the underlying investment subaccounts perform adequately, the insured's policy can become self - funding.

There is some confusion as to the availability of separate subaccount treatment for after - tax contributions to employer plans.

Fortunately, your company maintains a separate subaccount for after - tax contributions and the investment earnings they produce.

Federal regulations limit pre-authorized transfers from your money market or savings subaccount to six transfers during a monthly statement period.

The ability to invest in equity - linked subaccounts with your IUL cash account offers you the chance to experience faster growth during periods when the stock market performs well, subject to policy features such as cap and participation rates.

These funds can be held either inside or outside of an IRA or employer - sponsored qualified plan, and many of them are also offered as subaccount options in variable annuity contracts.

Variable annuity subaccounts fluctuate with changes in market conditions, and when the annuity is surrendered, your principal may be worth more or less than the original amount invested.

All checks, withdrawals, debits and other charges against your account will be presented against the funds in your checking subaccount.

Overall, variable universal life insurance can provide policy holders with a number of different subaccount options — which can also include fixed option choices that have a minimum rate of interest.

Explanation of the legal basis for separate subaccount treatment of post-1986 after - tax contributions to employer plans.

Because variable life subaccounts fluctuate with changes in market conditions, the principal may be worth more or less than the original amount invested when the annuity is surrendered.

Variable Universal Insurance policy guarantees cash value on a fixed account and it fluctuates depending on subaccount performance.

I don't have separate expense accounts for EACH property - I have one (say) utilities account with subaccounts electric, gas, water.

But variable contracts are unique in that they offer a pre-selected group of mutual fund subaccounts into which the investor will allocate the premiums paid.

Because variable annuity subaccounts fluctuate with changes in market conditions, the principal may be worth more or less than the original amount invested when the annuity is surrendered.

The closest you get is splitting up your asset accounts into subaccounts as you suggest, in which case you can «allocate» funds for your specific purposes and make transfers between them as needed.

With VUL, you can choose to allocate your premium to stock, bond, international and money market subaccount investment options.

She allocates the proceeds among several different subaccounts within the contract and purchases an enhanced living benefit rider that guarantees a hypothetical growth rate of 6 % per year.

While the value of underlying subaccounts of variable annuities fell through the floor like everything else in the market in 2008, the guaranteed income withdrawal rate (not to be confused with the rate of return of the investment portfolio) did not.

Overall, variable universal life insurance can provide policy holders with a number of different subaccount options — which can also include fixed option choices that have a minimum rate of interest.

And trying to get a handle on the different layers of fees in some variable annuities (mortality and expense charges, subaccount fees, annual levies for death benefits and various guarantees), not to mention the ins and outs of their income riders, can give you a migraine.

Additionally, the Fidelity VIP Government Money Market Portfolio subaccount will replace the PIMCO VIT Money Market Portfolio for future transactions made through any automated program (such as automatic additions, automatic portfolio rebalancing, dollar cost averaging or systematic withdrawal).

There are usually several subaccount options to choose from, including stock, bond, and fixed - interest options.

Another VA downside: You may be charged a fee to switch your money among subaccounts.

Variable annuities allow investors to invest in a dozen or more professionally managed subaccounts consisting of various asset classes, including stocks, bonds and money market funds.

The only loser is the life insurance company / agent / and subaccount managers with the obsolete inferior VA that you escaped from.

Investment / insurance hybrid product where you can be invested in the market through various subaccounts without the potential to lose money.

This gives investors the ability to move between subaccounts without incurring additional fees or sales charges.

The premiums you pay are fixed throughout the life of the contract, while the performance of your chosen subaccounts determines the growth of your account value, and can also determine the value of your death benefit.

During the accumulation phase of a variable annuity, money paid into the contract (called a premium) is allocated to investment portfolios (called subaccounts) where earnings have the potential to grow tax - deferred.

The premiums you pay are fixed throughout the life of the contract, while the performance of your chosen subaccounts determines the growth of your account value, and can also determine the value of your death benefit.

Consider your goals, time horizon, risk tolerance and other factors when selecting subaccounts.

Example 2 Alan invests the $ 200,000 in the contract described in the previous example in aggressive subaccounts that have historically posted average annual returns of 10 - 12 % per year, albeit with substantial volatility.

Each month we will allocate the balance in your checking account between the two subaccounts based on allocation formulas that we may change from time to time.

Customers wanting to make subaccount changes related to this fund closure should contact LBL's Variable Life Customer Service Center at 844-768-6780 prior to the liquidation date.

You can replace any of them in any asset class with mutual funds of your choice, ETFs, index funds, stocks, bonds, individual securities, life insurance company subaccounts, 401 (k) options, or anything else you want to.

You can allocate your premium in a variety of subaccounts which are similar to mutual funds, but with the advantage of tax - deferral.

Unlike fixed annuities, VAs provide an opportunity to invest contributions in mutual fund subaccounts during the intervening years.

By contrast, variable index - linked annuities generally stick with index allocations, fewer subaccounts, no living benefits, no lifetime income riders and commit investors to shorter terms.

Similarly a line with total income for that property for that year (ideally with indented lines of subcategories / subaccounts like total rents, total late fees, etc).

For instance, some cards allow parents to provide subaccounts to teens to teach them how to responsibly use debit cards.

It should be noted that index - linked subaccounts do not pay dividend interest associated with the indices they track.

During the accumulation phase, 12 free transfers between subaccounts are allowed each year without a fee.

You can also keep your obsolete variable annuity or variable life insurance product, and then use asset allocation modeling techniques to optimize its performance, using only the existing subaccount choices that you're stuck with.

Cardholders can reportedly bay bills online to major utility companies, phone providers, or andlords, and can also create subaccounts to manage expenses for other users like family members.

One of the interesting benefits is the capability of adding Platinum and Gold Card subaccounts at a discounted price.

Subaccount Charge When it comes to your investments, those that are funded through subaccounts face a number of different fees to the bank or agency for managing the account.