Sentences with phrase «than a loan»

If the car sells for more than the loan balance, we can keep all of the proceeds, you have no legal right to the difference.

As a result, car owners can end up being upside down on their loan: The value of the automobile is less than the loan amount.

Monthly payments are effectively rentals rather than loan repayments so they attract VAT.

If you're near the end of the loan term, your car may be worth more than the loan amount, which reduces the lender's risk considerably.

Loans from auto finance companies have historically carried lower rates than loans from commercial banks.

The illustration below differs from the one above in that the replacement cost is higher than the loan balance.

Through the years the line of credit would grow at a rate 1.25 % higher than the loan interest rate.

This is because your lease payments are usually lower than your loan payments if you have a loan.

For example, a loan with a 2 % interest rate costs less than a loan with an 18 % interest rate.

Say you qualify for an interest rate of 5 % with no costs other than a loan origination fee of 1 % ($ 2,000).

Loans for new cars will traditionally have lower interest rates than loans for used cars.

Car yard finance is not necessarily cheaper than loans from banks and other lenders and sometimes the cheap finance deals offered only apply to specific models or under certain conditions.

But today's buyers know affordability means a lot more than loan payments.

Sometimes the school may certify an amount that is different than the loan amount that you request.

That's about $ 100,000 higher than the loan limit for this area.

An unusually low rate can often disguise the fact the loan has other costs built into it that can actually make it more expensive than another loan with a higher rate.

This is better than any loan modification out there because the banks don't have a say in the matter.

That is why lenders will like the value of any asset being pledged as collateral to be equal or greater than the loan amount.

They can then leave their assets invested at a higher rate to accrue money faster than the loan does interest.

This drop equates to a half a percentage cheaper than loans from last year.

Also there is the fact that loans in developing countries are generally smaller than loans in developed countries.

The businessman, who recently entered the marijuana cultivation business, offered collateral that appeared to be worth less than the loan value.

A deficiency occurs when the current market value of the property is less than the loan on the property.

Loans made by the federal government, called federal student loans, usually offer borrowers lower interest rates and have more flexible repayment options than loans from banks or other private sources.

Personal loans are unsecured, meaning they are a higher risk than loans secured by collateral.

Interest rates for vehicle title loans are typically higher than the loans available through your bank or credit union.

This is much longer than loans offered by most banks, allowing for lower monthly payments.

Credit card interest rates are often in the 10 % to 12 % range which makes them significantly more expensive than loans backed by collateral.

And if the amount you are borrowing is enough to hurt you, ask someone other than the loan officer or broker.

Banks are now required to extend a lot more than a loan modifications.

But that had more to do with the way they were used than the loans themselves.

Other than the loan application, there's not a whole lot needed from you.

She finds out that Loan A charges a higher fee than Loan B if she pays off her loan early.

Investors should rely on loan grades rather than loan purpose.

And the origination fee is based on the home's value, which is usually much larger than the loan amount.

How does this affect turn - key investing, other than the loan approval aspect?

They typically offer the most competitive rates to borrowers with good credit, but may have stricter requirements than loans insured by a government agency.

Our vendors were kind enough to extend terms to us, and since «terms» seemed so much more benign than a loan, we took the bait.

Well, I would expect spend growth to continue to be a bit more than loan growth.

Needless to say, grants and fellowships are better than loans if you can find them.

These products work differently than a loan or line of credit, and will have different repayment schedules and fees.

Credit cards are a little bit different of a story than loans and other big - ticket items.

It's nothing more or less than a loan specifically designed to help you build credit.

This is because the two loan types have very different benefits, with federal loans boasting lower interest and more flexible repayment schedules than loans from private companies.

It is different than loans awarded to businesses, which is generally referred to as commercial lending.

When does using a line of credit benefit your business more than loan products (whether short - term or long - term)?

Nothing causes more debilitating debt than loans for a car or home.

Not sure if it still applies but getting a credit card was easier than a loan for some reason.