Keep in mind that flood damage isn't covered in a standard mobile home insurance policy, so it's best to
purchase a separate policy if you live in a high risk area.
By purchasing separate policies, you also make it possible for the policies to carry different beneficiaries, or be handled in different ways after the named insured passes away.
In the past, insurance companies could not establish liens on personal injury settlement proceeds when their
insured purchased a separate policy rider for Personal Injury Protection («PIP») or Uninsured / Underinsured Motorist (UIM) coverage.
For example, you could
purchase a separate policy on three young children between the ages of 5 and 15 for around $ 300 to $ 350 per month that would also do the same thing.
Protective's Indexed Choice UL lets you increase or decrease your death benefit without having to
purchase a separate policy if your needs change.
If you have expensive, antique or collector items, you might need to
consider purchasing a separate policy for each item or have a rider attached to your policy to cover each item individually.
Most homeowners insurance policies don't cover earthquake damage, so 20 % of Oregonians opt to
purchase a separate policy to cover home and property damage.
You have to
purchase a separate policy, which you can find on through Utah insurance agencies selling National Flood Insurance Program policies.
Additional Insured Rider Provides death benefit coverage on the lives of up to three family members without having to
purchase separate policies.
In these situations, you may be able to extend your policy's coverage through a rider or endorsement, or you might have to
purchase a separate policy.
Additional Insured Rider Provides death benefit coverage on the lives of up to three family members without having to
purchase separate policies.
Flood damage is not covered by renters insurance and anyone who needs that coverage must
purchase a separate policy.
If you're travelling longer, you'll need to extend your coverage or
purchase a separate policy.
If you want trip cancellation insurance, you'll have to
purchase a separate policy.
If you're travelling longer, you'll need to extend your coverage or
purchase a separate policy.
Because we are bundling policies, the mortgage protection disability insurance is less expensive than if you were to
purchase a separate policy.
Flood damage is not covered by renters insurance and anyone who needs that coverage must
purchase a separate policy.
Depending on the risk based on where you live, you will need to
purchase separate policies to cover against flood and earthquake damage; any damage caused to your residence that is due to inadequate maintenance is also not covered under the California renters insurance policy.
Remember that you may have to
purchase separate policies to cover wind, hail, and flood damages.
In some states, however, you may have to
purchase a separate policy, especially if you are conducting business overseas.
And last, but certainly not the least important reason — travelers who purchase annual travel insurance often save substantially because annual policies are more cost effective than
purchasing separate policies for each trip if you're a frequent traveler, such as a business owner, an academic, journalist, or retiree.
At no point do you actually need to
purchase a separate policy.
For starters, adding your teenage driver and even another vehicle to your family policy will typically cost you less than
purchasing a separate policy for your child.
They may require you to
purchase a separate policy.
Damage due to an earthquake is not covered by standard home insurance, but you can
purchase a separate policy for protection — especially important in quake - prone regions.
An endorsement is an alternative to
purchasing a separate policy to provide coverage for a particular vehicle not covered by the original auto policy, which is a more expensive option.
You may not need to
purchase a separate policy, as you can usually include trailer coverage as an option with your auto insurance policy.
You don't need to
purchase a separate policy to have enough coverage.
If you discover that your policy has inadequate coverage for emergency services, then you may want to add to the plan or
purchase a separate policy.