Sentences with phrase «to purchase a separate policy»

When there's multiple people embarking on the same trip, the process of purchasing separate policies for each individual can be time consuming and tedious.
You can also purchase a separate policy from your insurance agent.
The only way to insure your home against flood damage is by purchasing a separate policy since your homeowners or renters insurance will not be enough.
This brief guide goes over what you can expect in terms of coverage, and when it makes sense to consider purchasing a separate policy.
Keep in mind that flood damage isn't covered in a standard mobile home insurance policy, so it's best to purchase a separate policy if you live in a high risk area.
The only way to insure your home against flood damage is by purchasing a separate policy since your homeowners or renters insurance will not be enough.
Additionally, some companies allow customers to purchase a separate policy altogether.
However, you likely will not have full coverage without purchasing a separate policy.
Though there are some types of damage that aren't covered, such as damage due to flood or earthquakes, you can still purchase separate policies for those.
The benefits of insurance riders include increased savings from not purchasing a separate policy and the option to buy different coverage at a later date.
However, you must purchase a separate policy for earthquakes and floods.
Additionally, some companies allow customers to purchase a separate policy altogether.
However, you likely will not have full coverage without purchasing a separate policy.
By purchasing separate policies, you also make it possible for the policies to carry different beneficiaries, or be handled in different ways after the named insured passes away.
For protection, consider purchasing a separate policy through the National Flood Insurance Program.
So, the only way to get overlapping coverage is to purchase separate policies as Jon suggests.
In the past, insurance companies could not establish liens on personal injury settlement proceeds when their insured purchased a separate policy rider for Personal Injury Protection («PIP») or Uninsured / Underinsured Motorist (UIM) coverage.
For example, you could purchase a separate policy on three young children between the ages of 5 and 15 for around $ 300 to $ 350 per month that would also do the same thing.
Insurance professionals recommend purchasing separate policies specific to your speciality items, boats, recreational toys and vehicles.
Protective's Indexed Choice UL lets you increase or decrease your death benefit without having to purchase a separate policy if your needs change.
You can purchase a separate policy from the National Flood Insurance Program.
If you have expensive, antique or collector items, you might need to consider purchasing a separate policy for each item or have a rider attached to your policy to cover each item individually.
If parents» driving records are spotty or they drive extremely expensive cars, it's best to purchase a separate policy for teens.
Most homeowners insurance policies don't cover earthquake damage, so 20 % of Oregonians opt to purchase a separate policy to cover home and property damage.
You have to purchase a separate policy, which you can find on through Utah insurance agencies selling National Flood Insurance Program policies.
Additional Insured Rider Provides death benefit coverage on the lives of up to three family members without having to purchase separate policies.
In these situations, you may be able to extend your policy's coverage through a rider or endorsement, or you might have to purchase a separate policy.
Additional Insured Rider Provides death benefit coverage on the lives of up to three family members without having to purchase separate policies.
Flood damage is not covered by renters insurance and anyone who needs that coverage must purchase a separate policy.
If you're travelling longer, you'll need to extend your coverage or purchase a separate policy.
If you want trip cancellation insurance, you'll have to purchase a separate policy.
If you're travelling longer, you'll need to extend your coverage or purchase a separate policy.
Because we are bundling policies, the mortgage protection disability insurance is less expensive than if you were to purchase a separate policy.
Flood damage is not covered by renters insurance and anyone who needs that coverage must purchase a separate policy.
Depending on the risk based on where you live, you will need to purchase separate policies to cover against flood and earthquake damage; any damage caused to your residence that is due to inadequate maintenance is also not covered under the California renters insurance policy.
Remember that you may have to purchase separate policies to cover wind, hail, and flood damages.
In some states, however, you may have to purchase a separate policy, especially if you are conducting business overseas.
And last, but certainly not the least important reason — travelers who purchase annual travel insurance often save substantially because annual policies are more cost effective than purchasing separate policies for each trip if you're a frequent traveler, such as a business owner, an academic, journalist, or retiree.
At no point do you actually need to purchase a separate policy.
For starters, adding your teenage driver and even another vehicle to your family policy will typically cost you less than purchasing a separate policy for your child.
They may require you to purchase a separate policy.
Damage due to an earthquake is not covered by standard home insurance, but you can purchase a separate policy for protection — especially important in quake - prone regions.
An endorsement is an alternative to purchasing a separate policy to provide coverage for a particular vehicle not covered by the original auto policy, which is a more expensive option.
You may not need to purchase a separate policy, as you can usually include trailer coverage as an option with your auto insurance policy.
You don't need to purchase a separate policy to have enough coverage.
If you discover that your policy has inadequate coverage for emergency services, then you may want to add to the plan or purchase a separate policy.
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